AI auto financing.

When it comes to financing the purchase of your next car, whether it’s a stylish sedan, a spacious SUV or an economical car, it’s essential to choose a reliable and competent financial partner. Prêt Auto Québec, in partnership with IA Financement Auto, stands out for its commitment to excellence, transparency and customer satisfaction. With over 125 years of experience in the financial sector, IA Financement Auto offers car financing solutions tailored to your needs, with advantageous conditions and exceptional customer service.

GET YOUR CAR LOAN AND NEW VEHICLE NOW

EVERYWHERE IN QUEBEC - FREE - CONFIDENTIAL

1000+

Used vehicles in inventory.

1200+

Applications completed annually.

Get your car financing now with AI.

Trust a team dedicated to obtaining your Industrielle Alliance auto loan at the best conditions and interest rates on the market.

Experience.

Over 25 years of experience in financing.

Transparency.

We work together to obtain your car loan.

Speed.

Approval in less than 24 business hours, depending on your credit file.

Get pre-approved for your car loan.

Pre-approval for your car loan at IA is a simple and smart process. Start by filling out an easy-to-use online application, specially designed to collect the necessary information while minimizing administrative hassle.

Once your application is submitted, our dedicated financial experts are committed to quickly reviewing your file and providing you with a clear response, including details of your interest rate.

Prêt auto Banque TD.
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A summary on AI (Industrial Alliance).

IA Financial Group, also known as Industrial Alliance, is one of Canada's largest insurance and financial services companies, founded in 1892. With over 125 years of experience, IA offers a full range of products including life insurance, health insurance, savings and retirement, and auto loans.

IA is recognized for its financial stability, high credit ratings, and technological innovation with advanced digital platforms. The company is also committed to sustainability and social responsibility initiatives, supporting renewable energy projects and community causes.

IA's customer service is exceptional, offering personalized advice and ongoing support to ensure customer satisfaction.

Find out why you should choose Quebec Auto Loan and AI Auto Financing is the perfect choice to finance your vehicle and how we can help you realize your automotive dream with complete peace of mind. To purchase your new or used car and obtain the best market conditions for your auto financing, contact Quebec Auto LoanOur team is ready to assist you in every step of your purchasing process, offering you the personalized advice and services you need to carry out your project with confidence.

Prêt auto Banque TD.

We are ready to work with you to get you your car financing now.

Discover the benefits of AI auto financing.

Auto financing with IA Auto Finance, in partnership with Quebec Auto Loan, offers many benefits that make the process of purchasing your vehicle simpler, more affordable and more secure. Here are some of the main advantages:

1. Competitive interest rates

IA Auto Finance offers interest rate among the lowest on the market, which reduces the total cost of your loan and allows you to make substantial savings over the term of your loan.

2. Flexible loan terms

The loan terms offered by IA Auto Finance are designed to fit your specific needs. You can choose the repayment term that best suits your financial situation, whether short or long term. In addition, IA allows early repayments without penalty, thus offering great flexibility.

3. Exceptional customer service

IA Financement Auto’s financial advisors are available to offer you personalized advice and guide you throughout the financing process. They take the time to understand your needs and propose suitable solutions, thus ensuring a positive and stress-free customer experience.

4. Accessibility and online management

With a secure online portal and intuitive mobile app, IA Auto Finance makes it easy to manage your auto loan. You can check your balance, make payments, and access financial planning tools right from your computer or smartphone.

5. Transparency and absence of hidden costs

IA Auto Finance stands out for its transparency. All fees and conditions are clearly explained up front, with no hidden costs or unexpected surprises. You know exactly what to expect, making it easier to manage your budget.

6. Commitment to sustainability

IA Financement Auto invests in sustainable development initiatives and offers green financing programs to encourage the purchase of eco-friendly vehicles. By choosing IA, you support responsible practices and contribute to the protection of the environment.

7. Educational resources and financial tools

IA Auto Finance provides a variety of educational resources and financial tools to help you better manage your loan and overall finances. From loan simulators to online guides, these resources allow you to make informed decisions and plan your budget effectively.

8. Support in case of financial difficulties

IA Auto Finance understands that unexpected events can happen. In the event of financial difficulties, IA offers payment pause options and personalized advice to help you get through difficult times without penalties or negative impact on your credit.

Pre-approval. 

Get pre-approved today and drive into the future with peace of mind with AI.

Interest rates.

Take advantage of competitive and advantageous interest rates with IA auto credit, making the acquisition of your new car as accessible as possible.

The advantages. 

Enjoy the exceptional benefits of AI car loans, combining competitive rates, flexible terms and quality customer service, to make buying your car a hassle-free experience.

Terms.

Discover advantageous car financing conditions adapted to your needs with Industrielle Alliance, for a worry-free driving experience.

Depreciation.

With AI auto financing, personalize your financial experience by benefiting from flexible amortization choices, allowing you to adapt the repayment of your car loan according to your preferences and your budget.

Repayment capacity.

Discover the exceptional flexibility of IA car loan repayment capacity, offering options to fit your budget to ease your journey to owning your new car.

Your AI auto financing, no matter your situation.
AI auto financing for individuals.

Discover the AI auto loan tailor-made for individuals, offering advantageous conditions and a financing solution adapted to your specific needs.

Specifications: 

  • Member or non-member IA.

  • Good credit.

  • Average credit.

  • First credit.

  • Student.

  • New arrival.
  • Retirement.
  • Self-employed.
  • Etc.
AI auto financing for businesses.

Explore AI auto lending dedicated to businesses, offering customized credit solutions to meet the specific needs of your business fleet.

Specifications: 

  • Member or non-member IA.

  • For one vehicle only.

  • For a fleet of vehicles.

  • Sole proprietorship.
  • Company.
  • Etc.
Get second and third chance credit with AI auto financing.

IA auto financing, in collaboration with Prêt Auto Québec, offers you the possibility of obtaining a second chance credit, or even a third chance credit to finance the purchase of your vehicle. We understand that financial unforeseen events can occur and that everyone deserves an opportunity to get their financial situation back on track.

What is second and third chance credit?

Second chance credit

Second chance credit is a financing solution intended for people who have experienced financial difficulties, such as late payments, of the bankruptcies or a damaged credit record. It allows these individuals to obtain a loan despite their imperfect credit history.

Examples of situations for a second chance:

  • Late payments: you have had frequent delays on your credit card or personal loan payments.
  • Previous bankruptcy: You have already declared bankruptcy, but are now financially stable and want to rebuild your credit.
  • Low credit score: Your credit score is low due to various past financial problems, but you have taken steps to improve your situation.

Third chance credit

Third Chance Credit goes even further by offering an opportunity to those with more serious or recent credit problems. This includes situations where previous attempts at financial recovery have not yet borne fruit.

Examples of situations for a third chance:

  • Recent bankruptcy: You recently declared bankruptcy, but you have shown efforts to stabilize your financial situation.
  • High debt: you have a high level of debt, but you are actively seeking to reduce it.
  • Previous Loan Rejection: You have been turned down for loans by other institutions because of your credit, but you have a plan to improve your financial management.

How AI Auto Finance Can Help You

1. Flexible financing options: We offer loan terms tailored to your financial situation, even if your credit history is imperfect.

2. Experienced advisors: Our financial advisors are ready to provide you with personalized advice and work with you to find the best financing solution.

3. Credit Improvement: By making regular, on-time payments on your car loan, you can gradually improve your credit score.

4. Simple and quick process: our process of loan application is quick and easy, allowing you to focus on choosing your vehicle.

Conclusion

Don't let a bad credit history stop you from getting the car you deserve. With IA Financement Auto and Prêt Auto Québec, you have the opportunity to get a second or even third chance at credit to finance your vehicle.

To purchase your new or used car and obtain the best auto financing conditions, contact Quebec Auto Loan. Our team is ready to assist you with personalized advice and services to carry out your project with confidence. With IA Financement Auto, take the road with peace of mind, knowing that you have made the best choice for your car financing and to improve your financial future.

Get your AI auto financing now.

Working with over 18 partner financial institutions, we are the experts in automotive financing in Quebec. Our inventory includes over 1,000 used vehicles to meet your requirements. We offer financing solutions for 1st, 2nd, 3rd and 4th chance credit, with the possibility of using a private lender.

We can help you.

  • Bad credit and late payments.

  • Proposal and bankruptcy.

  • Voluntary surrender and seizure.

  • Refused many times.

  • Etc.

To reach us by phone, dial:

(581)308-9331

info@www.pretautoquebec.ca