{"id":216807,"date":"2026-02-17T19:24:21","date_gmt":"2026-02-17T19:24:21","guid":{"rendered":"https:\/\/www.pretautoquebec.ca\/?p=216807"},"modified":"2026-02-17T19:35:43","modified_gmt":"2026-02-17T19:35:43","slug":"comment-fonctionne-un-pret-auto","status":"publish","type":"post","link":"https:\/\/www.pretautoquebec.ca\/en\/comment-fonctionne-un-pret-auto\/","title":{"rendered":"Comment fonctionne un pret auto"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:180px;--awb-padding-bottom:180px;--awb-padding-top-small:90px;--awb-padding-bottom-small:90px;--awb-background-image:linear-gradient(180deg, rgba(0,85,155,0.71) 0%,rgba(0,85,155,0.71) 100%),url(https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/02\/Add-a-heading-16.png);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:30px;--awb-padding-right:30px;--awb-padding-bottom:30px;--awb-padding-left:30px;--awb-bg-color:rgba(56,182,255,0.59);--awb-bg-color-hover:rgba(56,182,255,0.59);--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationDelay=\"0.6\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-bg-size:cover;--awb-border-color:#ffffff;--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-2673\" style=\"--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;\" data-form-id=\"2673\" data-config=\"{&quot;form_id&quot;:&quot;2673&quot;,&quot;form_post_id&quot;:&quot;2673&quot;,&quot;post_id&quot;:216807,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;field_labels&quot;:{&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;notice_1&quot;:&quot;&quot;,&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;notice_1&quot;:&quot;notice&quot;,&quot;Nom&quot;:&quot;text&quot;,&quot;E-mail&quot;:&quot;email&quot;,&quot;Phone&quot;:&quot;phone_number&quot;,&quot;Besoin&quot;:&quot;select&quot;,&quot;Message&quot;:&quot;text&quot;,&quot;&quot;:&quot;consent&quot;,&quot;submit_1&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;}\"><form action=\"https:\/\/www.pretautoquebec.ca\/en\/comment-fonctionne-un-pret-auto\/\" method=\"post\" class=\"fusion-form fusion-form-2673\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-content-alignment:center;--awb-font-size:25px;--awb-text-color:#ffffff;\"><p><strong>OBTENEZ VOTRE PR\u00caT AUTO ET VOTRE NOUVEAU V\u00c9HICULE D\u00c8S MAINTENANT<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:center;--awb-font-size:14px;--awb-text-color:#ffffff;\"><p>PARTOUT AU QU\u00c9BEC - GRATUIT - CONFIDENTIEL<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#ffffff;border-color:#ffffff;border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"form-submission-notices data-notice_1\" id=\"fusion-notices-1\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Merci pour votre message. Nous serons en communication d\u00e8s que possible.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">D\u00e9sol\u00e9. Le message n'a pas \u00e9t\u00e9 envoy\u00e9. Vous pouvez envoyer un courriel \u00e0 info@pretautoquebec.ca.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-file-signature fas\"><\/i><input type=\"text\" name=\"Nom\" id=\"Nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Nom complet*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-email-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-envelope fas\"><\/i><input type=\"email\" name=\"E-mail\" id=\"E-mail\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Courriel*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-phone-number-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone fas\"><\/i><input type=\"tel\" name=\"Phone\" id=\"Phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Num\u00e9ro de t\u00e9l\u00e9phone*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-concierge-bell fas\"><\/i><div class=\"fusion-select-wrapper\"><select tabindex=\"\" id=\"Besoin\" name=\"Besoin\" class=\"fusion-form-input\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Votre besoin<\/option><option value=\"Acheter un v\u00e9hicule en inventaire\" >Acheter un v\u00e9hicule en inventaire<\/option><option value=\"Pr\u00eat auto bon cr\u00e9dit\" >Pr\u00eat auto bon cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 2e chance\" >Pr\u00eat auto 2e chance<\/option><option value=\"Pr\u00eat auto 3e chance\" >Pr\u00eat auto 3e chance<\/option><option value=\"Pr\u00eat auto pour achat v\u00e9hicule entre particuliers\" >Pr\u00eat auto pour achat v\u00e9hicule entre particuliers<\/option><option value=\"Acheter une garantie prolong\u00e9e\" >Acheter une garantie prolong\u00e9e<\/option><option value=\"Devenir partenaire concessionnaire\" >Devenir partenaire concessionnaire<\/option><option value=\"Autre\" >Autre<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-comment fas\"><\/i><input type=\"text\" name=\"Message\" id=\"Message\" value=\"\"  class=\"fusion-form-input\" placeholder=\"Message\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-consent-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><p><p style=\"color: white;\">\nPar la pr\u00e9sente, en soumettant cette demande, je confirme avoir pris connaissance de la \n<a href=\"https:\/\/www.pretautoquebec.ca\/politique-de-confidentialite\/\" target=\"_blank\" style=\"color: white; text-decoration: underline;\">\npolitique de confidentialit\u00e9\n<\/a> et j\u2019accepte que <strong>Pr\u00eat Auto Qu\u00e9bec et son \u00e9quipe<\/strong> puissent me contacter afin de traiter ma demande et me fournir des informations concernant leurs services.\n<\/p><\/p><input name=\"\" type=\"hidden\" value=\"1\"\/><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-span-yes  form-form-submit button-default\" data-form-number=\"2673\" tabindex=\"\"><span class=\"fusion-button-text\">ENVOYER <\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-bottom-small:60px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:20px;--awb-spacing-right-large:12.8%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:12.8%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:#ffffff;--awb-font-size:54px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:54;line-height:var(--awb-typography1-line-height);\"><h1>Comment fonctionne un pr\u00eat auto<\/h1><\/h1><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-font-size:20px;--awb-line-height:32px;--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#ffffff;--awb-text-font-family:&quot;Afacad&quot;;\"><p data-start=\"72\" data-end=\"480\">Obtenir un pr\u00eat auto est souvent une \u00e9tape essentielle pour acheter une voiture neuve ou d\u2019occasion. Pourtant, plusieurs automobilistes ne comprennent pas toujours en d\u00e9tail comment fonctionne r\u00e9ellement ce type de financement. Dans cet article, nous allons expliquer de fa\u00e7on claire et compl\u00e8te le fonctionnement d\u2019un pr\u00eat auto, les \u00e9l\u00e9ments \u00e0 consid\u00e9rer, et les \u00e9tapes \u00e0 suivre pour faire un choix \u00e9clair\u00e9.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:15px;width:100%;\"><\/div><ul style=\"--awb-textcolor:#ffffff;--awb-line-height:34px;--awb-icon-width:34px;--awb-icon-height:34px;--awb-icon-margin:14px;--awb-content-margin:48px;--awb-circlecolor:#38b6ff;--awb-circle-yes-font-size:17.6px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Nous sommes sp\u00e9cialistes dans le pr\u00eat auto en 1\u00e8re, 2e, 3e et 4e chance au cr\u00e9dit.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Avec ou sans mise de fonds.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 20 institutions financi\u00e8res partenaires<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 1000 v\u00e9hicules en inventaire<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Un service gratuit, rapide et confidentiel<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:0px;--awb-padding-left:0px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:calc( 100% + 0px ) !important;max-width:calc( 100% + 0px ) !important;margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-padding-bottom-small:0px;--awb-padding-left-small:0px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:-50px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:50%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-font-size:72px;--awb-line-height:1.4;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:300;\"><p><span style=\"color: #00559b;\">18+<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#3b6c80;--awb-margin-bottom:0px;--awb-margin-left:20px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Institutions financi\u00e8res partenaires.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-padding-left-medium:0px;--awb-padding-bottom-small:0px;--awb-padding-left-small:0px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-border-color:#efefef;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:25%;--awb-margin-top-large:-50px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:50%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-text fusion-text-6 fusion-text-no-margin\" style=\"--awb-font-size:72px;--awb-line-height:1.4;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:300;\"><p><span style=\"color: #00559b;\">1000+<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-7 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#3b6c80;--awb-margin-bottom:0px;--awb-margin-left:20px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-awfvm-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-awfvm-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-17\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"23f73924-c5cb-40a8-a43a-bdfc5028eaea\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-xpauz-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-xpauz-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-605\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"67cf2af6-9e12-4ac3-9b8d-9c8c29168303\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>V\u00e9hicules en inventaire.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_color: #000000;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:84px;--awb-padding-bottom:84px;--awb-background-color:#f0f2f5;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:calc( 1320px + 24px );margin-left: calc(-24px \/ 2 );margin-right: calc(-24px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-right:12px;--awb-padding-left:12px;--awb-padding-right-medium:0px;--awb-padding-left-medium:0px;--awb-bg-size:cover;--awb-width-large:28%;--awb-margin-top-large:20px;--awb-spacing-right-large:calc( 0.10714285714286 * calc( 100% - 24px ) );--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:83.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.036 * calc( 100% - 24px ) );--awb-margin-bottom-medium:48px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\" style=\"--awb-content-alignment:center;--awb-font-size:22px;\"><p>Obtenez un pr\u00eat auto en trois \u00e9tapes simples<\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:14px;width:100%;max-width:48px;\"><div class=\"fusion-separator-border sep-wavy\" style=\"--awb-height:15px;--awb-amount:14px;--awb-sep-color:#24947a;--awb-separator-pattern-url:url(&quot;data:image\/svg+xml;utf8,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20preserveAspectRatio%3D%22none%22%20overflow%3D%22visible%22%20height%3D%22100%25%22%20viewBox%3D%220%200%2024%2024%22%20fill%3D%22none%22%20stroke%3D%22black%22%20stroke-width%3D%222%22%20stroke-linecap%3D%22square%22%20stroke-miterlimit%3D%2210%22%3E%3Cpath%20d%3D%22M0%2C6c6%2C0%2C0.9%2C11.1%2C6.9%2C11.1S18%2C6%2C24%2C6%22%2F%3E%3C%2Fsvg%3E&quot;);border-color:#24947a;\"><\/div><\/div><div class=\"fusion-text fusion-text-9 fusion-text-no-margin\" style=\"--awb-content-alignment:center;--awb-font-size:16px;--awb-line-height:1.5em;--awb-letter-spacing:0.006em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#000000;--awb-margin-bottom:24px;--awb-text-font-family:&quot;Plus Jakarta Sans&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Assurez-vous d&rsquo;obtenir les meilleures conditions, adapt\u00e9es \u00e0 vos besoins.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:0px 3px 8px -1px rgba(14,39,88,0.08);;--awb-border-radius:6px 6px 6px 6px;--awb-transform:rotate(0deg) skewY(0deg);--awb-transform-hover:rotate(-2deg) skewY(1deg);--awb-width-large:24%;--awb-margin-top-large:20px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-max-width:132px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border-radius:8px;\"><img decoding=\"async\" src=\"https:\/\/avada.studio\/wp-content\/uploads\/2024\/01\/seamless-outreach.png\" alt class=\"img-responsive\"\/><\/span><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:15px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-10\" style=\"--awb-font-size:17px;\"><p><strong>Envoi de la demande de soumission.<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-11 fusion-text-no-margin\" style=\"--awb-font-size:16px;--awb-line-height:1.5em;--awb-letter-spacing:0.006em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Plus Jakarta Sans&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Veuillez remplir le formulaire de demande en ligne afin que nous puissions vous contacter pour \u00e9valuer vos besoins et discuter avec vous.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:0px 3px 8px -1px rgba(14,39,88,0.08);;--awb-border-radius:6px 6px 6px 6px;--awb-transform:rotate(0deg) skewY(0deg);--awb-transform-hover:rotate(-2deg) skewY(1deg);--awb-width-large:24%;--awb-margin-top-large:20px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-max-width:132px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\" style=\"border-radius:8px;\"><img decoding=\"async\" src=\"https:\/\/avada.studio\/wp-content\/uploads\/2024\/01\/content-creation.png\" alt class=\"img-responsive\"\/><\/span><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:15px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-12\" style=\"--awb-font-size:17px;\"><p><strong>Analyse de vos besoins.<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-13 fusion-text-no-margin\" style=\"--awb-font-size:16px;--awb-line-height:1.5em;--awb-letter-spacing:0.006em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Plus Jakarta Sans&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Nous analysons votre demande et n\u00e9gocions avec les institutions pour vous obtenir les meilleures conditions du march\u00e9, adapt\u00e9es \u00e0 votre situation.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:24px;--awb-padding-right:24px;--awb-padding-bottom:24px;--awb-padding-left:24px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:0px 3px 8px -1px rgba(14,39,88,0.08);;--awb-border-radius:6px 6px 6px 6px;--awb-transform:rotate(0deg) skewY(0deg);--awb-transform-hover:rotate(-2deg) skewY(1deg);--awb-width-large:24%;--awb-margin-top-large:20px;--awb-spacing-right-large:12px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:12px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:12px;--awb-spacing-left-medium:12px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:12px;--awb-spacing-left-small:12px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-max-width:132px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\" style=\"border-radius:8px;\"><img decoding=\"async\" src=\"https:\/\/avada.studio\/wp-content\/uploads\/2024\/01\/data-driven-mastery.png\" alt class=\"img-responsive\"\/><\/span><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:15px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-14\" style=\"--awb-font-size:17px;\"><p><strong>Obtenez votre financement auto.\u00a0<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-15\" style=\"--awb-font-size:17px;\"><p>Vous obtenez votre financement auto et votre nouvelle voiture.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-animated\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-right:30px;--awb-padding-bottom:0px;--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-top-small:50px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-bottom-medium:60px;--awb-margin-bottom-small:50px;--awb-background-color:#00559b;--awb-background-image:linear-gradient(28deg, rgba(0,130,216,0.45) 24%,rgba(10,10,10,0.5) 49%);--awb-flex-wrap:wrap;--awb-filter:saturate(105%) brightness(115%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(105%) brightness(115%);\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap\" style=\"max-width:calc( 1320px + 80px );margin-left: calc(-80px \/ 2 );margin-right: calc(-80px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-right:90px;--awb-padding-right-medium:5px;--awb-padding-right-small:0px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-large:70px;--awb-spacing-left-large:40px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-medium:30px;--awb-spacing-left-medium:40px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;--awb-font-size:35px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:35;line-height:1.26;\"><h2 data-start=\"487\" data-end=\"517\">Qu\u2019est-ce qu\u2019un pr\u00eat auto ?<\/h2><\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:40px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.04 * calc( 100% - 80px ) );--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:40px;--awb-spacing-left-medium:calc( 0.04 * calc( 100% - 80px ) );--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/demande-de-pret-auto\/\"><span class=\"fusion-button-text\">OBTENIR UN PR\u00caT AUTO <\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-16\" style=\"--awb-content-alignment:left;--awb-text-color:#000000;\"><p data-start=\"519\" data-end=\"825\">Un <a href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/pret-auto\/pret-auto-capitale-nationale\/pret-auto-a-quebec\/\">pr\u00eat auto<\/a> est un financement accord\u00e9 par une institution financi\u00e8re (banque, caisse, pr\u00eateur sp\u00e9cialis\u00e9 ou concessionnaire) dans le but pr\u00e9cis d\u2019acheter un v\u00e9hicule. Le montant emprunt\u00e9 sert \u00e0 payer la voiture, et l\u2019emprunteur rembourse ensuite ce montant par versements mensuels, incluant les int\u00e9r\u00eats.<\/p>\n<p data-start=\"827\" data-end=\"864\">Le pr\u00eat auto peut \u00eatre utilis\u00e9 pour :<\/p>\n<ul data-start=\"866\" data-end=\"1033\">\n<li data-start=\"866\" data-end=\"896\">\n<p data-start=\"868\" data-end=\"896\">L\u2019achat d\u2019un v\u00e9hicule neuf<\/p>\n<\/li>\n<li data-start=\"897\" data-end=\"933\">\n<p data-start=\"899\" data-end=\"933\">L\u2019achat d\u2019un v\u00e9hicule d\u2019occasion<\/p>\n<\/li>\n<li data-start=\"934\" data-end=\"973\">\n<p data-start=\"936\" data-end=\"973\">Le refinancement d\u2019un pr\u00eat existant<\/p>\n<\/li>\n<li data-start=\"974\" data-end=\"1033\">\n<p data-start=\"976\" data-end=\"1033\">L\u2019achat aupr\u00e8s d\u2019un concessionnaire ou d\u2019un particulier<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1035\" data-end=\"1186\">En g\u00e9n\u00e9ral, le v\u00e9hicule sert de garantie pour le pr\u00eat. Cela signifie que si les paiements ne sont pas respect\u00e9s, le pr\u00eateur peut reprendre le v\u00e9hicule.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-animated\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-right:30px;--awb-padding-bottom:0px;--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-top-small:50px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-bottom-medium:60px;--awb-margin-bottom-small:50px;--awb-background-color:#00559b;--awb-background-image:linear-gradient(28deg, rgba(0,130,216,0.45) 24%,rgba(10,10,10,0.5) 49%);--awb-flex-wrap:wrap;--awb-filter:saturate(105%) brightness(115%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(105%) brightness(115%);\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap\" style=\"max-width:calc( 1320px + 80px );margin-left: calc(-80px \/ 2 );margin-right: calc(-80px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-right:90px;--awb-padding-right-medium:5px;--awb-padding-right-small:0px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-large:70px;--awb-spacing-left-large:40px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-medium:30px;--awb-spacing-left-medium:40px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;--awb-font-size:35px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:35;line-height:1.26;\"><h3 data-start=\"1702\" data-end=\"1775\">Les \u00e9l\u00e9ments cl\u00e9s d\u2019un pr\u00eat auto<\/h3><\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:40px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.04 * calc( 100% - 80px ) );--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:40px;--awb-spacing-left-medium:calc( 0.04 * calc( 100% - 80px ) );--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/demande-de-pret-auto\/\"><span class=\"fusion-button-text\">OBTENIR UN PR\u00caT AUTO <\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-17\" style=\"--awb-content-alignment:left;--awb-text-color:#000000;\"><p data-start=\"1230\" data-end=\"1357\">Pour bien comprendre comment fonctionne un pr\u00eat auto, il est important de conna\u00eetre les composantes principales du financement.<\/p>\n<p><strong>Le montant du pr\u00eat<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p data-start=\"1383\" data-end=\"1460\">Le montant du pr\u00eat correspond au prix du v\u00e9hicule, auquel peuvent s\u2019ajouter :<\/p>\n<ul data-start=\"1462\" data-end=\"1563\">\n<li data-start=\"1462\" data-end=\"1473\">\n<p data-start=\"1464\" data-end=\"1473\">Les taxes<\/p>\n<\/li>\n<li data-start=\"1474\" data-end=\"1503\">\n<p data-start=\"1476\" data-end=\"1503\">Les frais d\u2019immatriculation<\/p>\n<\/li>\n<li data-start=\"1504\" data-end=\"1530\">\n<p data-start=\"1506\" data-end=\"1530\">Les <a href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/garantie-prolongee\/\">garanties prolong\u00e9es<\/a><\/p>\n<\/li>\n<li data-start=\"1531\" data-end=\"1563\">\n<p data-start=\"1533\" data-end=\"1563\">Les assurances compl\u00e9mentaires<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1565\" data-end=\"1745\">Si vous effectuez un acompte (<a href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/pret-auto\/quest-ce-quune-mise-de-fonds-dans-le-cadre-dun-pret-auto\/\">mise de fonds<\/a>), celui-ci r\u00e9duit le montant total \u00e0 financer. Plus votre mise de fonds est \u00e9lev\u00e9e, plus vos paiements mensuels seront g\u00e9n\u00e9ralement bas.<\/p>\n<p><strong>Le taux d\u2019int\u00e9r\u00eat<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p data-start=\"1770\" data-end=\"1844\">Le taux d\u2019int\u00e9r\u00eat repr\u00e9sente le co\u00fbt d\u2019emprunt de l\u2019argent. Il peut \u00eatre :<\/p>\n<ul data-start=\"1846\" data-end=\"2015\">\n<li data-start=\"1846\" data-end=\"1912\">\n<p data-start=\"1848\" data-end=\"1912\"><strong data-start=\"1848\" data-end=\"1856\">Fixe<\/strong> : le taux reste le m\u00eame pendant toute la dur\u00e9e du pr\u00eat.<\/p>\n<\/li>\n<li data-start=\"1913\" data-end=\"2015\">\n<p data-start=\"1915\" data-end=\"2015\"><strong data-start=\"1915\" data-end=\"1927\">Variable<\/strong> : le taux peut fluctuer selon les conditions du march\u00e9 (plus rare pour les pr\u00eats auto).<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2017\" data-end=\"2073\"><strong>Le taux offert d\u00e9pend de plusieurs facteurs, notamment :<\/strong><\/p>\n<ul data-start=\"2075\" data-end=\"2197\">\n<li data-start=\"2075\" data-end=\"2099\">\n<p data-start=\"2077\" data-end=\"2099\">Votre <a href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/dossier-de-credit\/pointage-de-credit\/\">cote de cr\u00e9dit<\/a><\/p>\n<\/li>\n<li data-start=\"2100\" data-end=\"2130\">\n<p data-start=\"2102\" data-end=\"2130\">Votre historique financier<\/p>\n<\/li>\n<li data-start=\"2131\" data-end=\"2147\">\n<p data-start=\"2133\" data-end=\"2147\">Votre revenu<\/p>\n<\/li>\n<li data-start=\"2148\" data-end=\"2169\">\n<p data-start=\"2150\" data-end=\"2169\">L\u2019\u00e2ge du v\u00e9hicule<\/p>\n<\/li>\n<li data-start=\"2170\" data-end=\"2197\">\n<p data-start=\"2172\" data-end=\"2197\">La dur\u00e9e du financement<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2199\" data-end=\"2305\">Un bon dossier de cr\u00e9dit permet g\u00e9n\u00e9ralement d\u2019obtenir un meilleur taux et donc de payer moins d\u2019int\u00e9r\u00eats.<\/p>\n<p data-start=\"2307\" data-end=\"2327\"><strong>La dur\u00e9e du pr\u00eat<\/strong><\/p>\n<p data-start=\"2329\" data-end=\"2421\">La dur\u00e9e d\u2019un pr\u00eat auto varie habituellement entre 24 et 96 mois. Plus la dur\u00e9e est longue :<\/p>\n<ul data-start=\"2423\" data-end=\"2513\">\n<li data-start=\"2423\" data-end=\"2463\">\n<p data-start=\"2425\" data-end=\"2463\">Plus les paiements mensuels sont bas<\/p>\n<\/li>\n<li data-start=\"2464\" data-end=\"2513\">\n<p data-start=\"2466\" data-end=\"2513\">Mais plus le co\u00fbt total en int\u00e9r\u00eats est \u00e9lev\u00e9<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2515\" data-end=\"2613\">\u00c0 l\u2019inverse, une dur\u00e9e plus courte signifie des paiements plus \u00e9lev\u00e9s, mais un co\u00fbt total moindre.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-animated\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-right:30px;--awb-padding-bottom:0px;--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-top-small:50px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-bottom-medium:60px;--awb-margin-bottom-small:50px;--awb-background-color:#00559b;--awb-background-image:linear-gradient(28deg, rgba(0,130,216,0.45) 24%,rgba(10,10,10,0.5) 49%);--awb-flex-wrap:wrap;--awb-filter:saturate(105%) brightness(115%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(105%) brightness(115%);\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap\" style=\"max-width:calc( 1320px + 80px );margin-left: calc(-80px \/ 2 );margin-right: calc(-80px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-right:90px;--awb-padding-right-medium:5px;--awb-padding-right-small:0px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-large:70px;--awb-spacing-left-large:40px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-medium:30px;--awb-spacing-left-medium:40px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;--awb-font-size:35px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:35;line-height:1.26;\"><h4 data-start=\"2620\" data-end=\"2666\">Les \u00e9tapes du fonctionnement d\u2019un pr\u00eat auto<\/h4>\n<h4 data-start=\"2668\" data-end=\"2754\"><\/h4><\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:40px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.04 * calc( 100% - 80px ) );--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:40px;--awb-spacing-left-medium:calc( 0.04 * calc( 100% - 80px ) );--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/demande-de-pret-auto\/\"><span class=\"fusion-button-text\">OBTENIR UN PR\u00caT AUTO <\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-18\" style=\"--awb-content-alignment:left;--awb-text-color:#000000;\"><p data-start=\"2668\" data-end=\"2754\">Comprendre le processus permet d\u2019\u00e9viter les surprises et de mieux planifier son achat.<\/p>\n<p data-start=\"2756\" data-end=\"2788\"><strong>1. La demande de financement<\/strong><\/p>\n<p data-start=\"2790\" data-end=\"2900\">Vous remplissez une demande de pr\u00eat aupr\u00e8s d\u2019un pr\u00eateur. Celui-ci analyse votre dossier financier, notamment :<\/p>\n<ul data-start=\"2902\" data-end=\"2989\">\n<li data-start=\"2902\" data-end=\"2916\">\n<p data-start=\"2904\" data-end=\"2916\">Votre revenu<\/p>\n<\/li>\n<li data-start=\"2917\" data-end=\"2939\">\n<p data-start=\"2919\" data-end=\"2939\">Vos <a href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/pret-auto\/le-ratio-dendettement-et-le-pret-auto\/\">dettes<\/a> actuelles<\/p>\n<\/li>\n<li data-start=\"2940\" data-end=\"2966\">\n<p data-start=\"2942\" data-end=\"2966\">Votre stabilit\u00e9 d\u2019emploi<\/p>\n<\/li>\n<li data-start=\"2967\" data-end=\"2989\">\n<p data-start=\"2969\" data-end=\"2989\">Votre cote de cr\u00e9dit<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2991\" data-end=\"3072\">Cette \u00e9tape permet de d\u00e9terminer si vous \u00eates admissible et \u00e0 quelles conditions.<\/p>\n<p data-start=\"3074\" data-end=\"3113\"><strong>2. L\u2019approbation et l\u2019offre de pr\u00eat<\/strong><\/p>\n<p data-start=\"3115\" data-end=\"3171\">Si votre demande est accept\u00e9e, le pr\u00eateur vous propose :<\/p>\n<ul data-start=\"3173\" data-end=\"3290\">\n<li data-start=\"3173\" data-end=\"3204\">\n<p data-start=\"3175\" data-end=\"3204\">Un montant maximal autoris\u00e9<\/p>\n<\/li>\n<li data-start=\"3205\" data-end=\"3226\">\n<p data-start=\"3207\" data-end=\"3226\">Un <a href=\"https:\/\/www.pretautoquebec.ca\/quel-sera-le-taux-dinteret-pour-un-vehicule-usage-en-2026\/\">taux d\u2019int\u00e9r\u00eat<\/a><\/p>\n<\/li>\n<li data-start=\"3227\" data-end=\"3255\">\n<p data-start=\"3229\" data-end=\"3255\">Une dur\u00e9e de financement<\/p>\n<\/li>\n<li data-start=\"3256\" data-end=\"3290\">\n<p data-start=\"3258\" data-end=\"3290\">Un montant de paiement mensuel<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3292\" data-end=\"3379\">Vous pouvez alors accepter l\u2019offre ou n\u00e9gocier certains \u00e9l\u00e9ments selon votre situation.<\/p>\n<p data-start=\"3381\" data-end=\"3407\"><strong>3. L\u2019achat du v\u00e9hicule<\/strong><\/p>\n<p data-start=\"3409\" data-end=\"3586\">Une fois le financement approuv\u00e9, les fonds sont vers\u00e9s au concessionnaire ou au vendeur. Vous prenez possession du v\u00e9hicule et commencez vos paiements selon l\u2019\u00e9ch\u00e9ancier pr\u00e9vu.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-animated\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-right:30px;--awb-padding-bottom:0px;--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-top-small:50px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-margin-bottom-medium:60px;--awb-margin-bottom-small:50px;--awb-background-color:#00559b;--awb-background-image:linear-gradient(28deg, rgba(0,130,216,0.45) 24%,rgba(10,10,10,0.5) 49%);--awb-flex-wrap:wrap;--awb-filter:saturate(105%) brightness(115%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(105%) brightness(115%);\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap\" style=\"max-width:calc( 1320px + 80px );margin-left: calc(-80px \/ 2 );margin-right: calc(-80px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-right:90px;--awb-padding-right-medium:5px;--awb-padding-right-small:0px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-large:70px;--awb-spacing-left-large:40px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.033333333333333 * calc( 100% - 80px ) );--awb-margin-bottom-medium:30px;--awb-spacing-left-medium:40px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\" data-animationType=\"fadeInUp\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;--awb-font-size:35px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:35;line-height:1.26;\"><h5 data-start=\"3593\" data-end=\"3642\">Comment sont calcul\u00e9s les paiements mensuels ?<\/h5>\n<h5 data-start=\"3644\" data-end=\"3688\"><\/h5><\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:40px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.04 * calc( 100% - 80px ) );--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:40px;--awb-spacing-left-medium:calc( 0.04 * calc( 100% - 80px ) );--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:40px;--awb-spacing-left-small:40px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec\/demande-de-pret-auto\/\"><span class=\"fusion-button-text\">OBTENIR UN PR\u00caT AUTO <\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-19\" style=\"--awb-content-alignment:left;--awb-text-color:#000000;\"><p data-start=\"3644\" data-end=\"3688\">Les paiements mensuels sont calcul\u00e9s selon :<\/p>\n<ul data-start=\"3690\" data-end=\"3755\">\n<li data-start=\"3690\" data-end=\"3712\">\n<p data-start=\"3692\" data-end=\"3712\">Le montant financ\u00e9<\/p>\n<\/li>\n<li data-start=\"3713\" data-end=\"3734\">\n<p data-start=\"3715\" data-end=\"3734\">Le taux d\u2019int\u00e9r\u00eat<\/p>\n<\/li>\n<li data-start=\"3735\" data-end=\"3755\">\n<p data-start=\"3737\" data-end=\"3755\">La dur\u00e9e du pr\u00eat<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3757\" data-end=\"3977\">Plus le taux est \u00e9lev\u00e9, plus la portion d\u2019int\u00e9r\u00eats dans chaque paiement sera importante. Au d\u00e9but du pr\u00eat, une plus grande partie du paiement sert g\u00e9n\u00e9ralement \u00e0 payer les int\u00e9r\u00eats, puis graduellement le capital diminue.<\/p>\n<p data-start=\"3979\" data-end=\"4184\">Il est important de bien comprendre le co\u00fbt total du financement, et non seulement le montant mensuel. Un paiement plus bas peut sembler attrayant, mais il peut signifier un pr\u00eat plus long et plus co\u00fbteux.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-12 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:180px;--awb-padding-bottom:180px;--awb-padding-top-small:90px;--awb-padding-bottom-small:90px;--awb-background-color:rgba(0,85,155,0.71);--awb-background-image:linear-gradient(180deg, rgba(0,85,155,0.71) 0%,rgba(0,85,155,0.71) 100%),url(https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2024\/10\/Untitled-design-17-1.png);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-bottom-small:60px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:20px;--awb-spacing-right-large:12.8%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:12.8%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:#ffffff;--awb-font-size:54px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:54;line-height:var(--awb-typography1-line-height);\"><p class=\"p1\">Compl\u00e9tez votre demande de pr\u00eat auto<\/p><\/h1><\/div><ul style=\"--awb-textcolor:#ffffff;--awb-line-height:34px;--awb-icon-width:34px;--awb-icon-height:34px;--awb-icon-margin:14px;--awb-content-margin:48px;--awb-circlecolor:#38b6ff;--awb-circle-yes-font-size:17.6px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Nous sommes sp\u00e9cialistes dans le pr\u00eat auto en 1\u00e8re, 2e, 3e et 4e chance au cr\u00e9dit.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Avec ou sans mise de fonds.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 20 institutions financi\u00e8res partenaires<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 1000 v\u00e9hicules en inventaire<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Un service gratuit, rapide et confidentiel<\/p>\n<\/div><\/li><\/ul><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-25 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:30px;--awb-padding-right:30px;--awb-padding-bottom:30px;--awb-padding-left:30px;--awb-bg-color:rgba(56,182,255,0.59);--awb-bg-color-hover:rgba(56,182,255,0.59);--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationDelay=\"0.6\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-bg-size:cover;--awb-border-color:#ffffff;--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-2673\" style=\"--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;\" data-form-id=\"2673\" data-config=\"{&quot;form_id&quot;:&quot;2673&quot;,&quot;form_post_id&quot;:&quot;2673&quot;,&quot;post_id&quot;:216807,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;field_labels&quot;:{&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;notice_2&quot;:&quot;&quot;,&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;notice_2&quot;:&quot;notice&quot;,&quot;Nom&quot;:&quot;text&quot;,&quot;E-mail&quot;:&quot;email&quot;,&quot;Phone&quot;:&quot;phone_number&quot;,&quot;Besoin&quot;:&quot;select&quot;,&quot;Message&quot;:&quot;text&quot;,&quot;&quot;:&quot;consent&quot;,&quot;submit_2&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;}\"><form action=\"https:\/\/www.pretautoquebec.ca\/en\/comment-fonctionne-un-pret-auto\/\" method=\"post\" class=\"fusion-form fusion-form-2673\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-12-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-26 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-20\" style=\"--awb-content-alignment:center;--awb-font-size:25px;--awb-text-color:#ffffff;\"><p><strong>OBTENEZ VOTRE PR\u00caT AUTO ET VOTRE NOUVEAU V\u00c9HICULE D\u00c8S MAINTENANT<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-21\" style=\"--awb-content-alignment:center;--awb-font-size:14px;--awb-text-color:#ffffff;\"><p>PARTOUT AU QU\u00c9BEC - GRATUIT - CONFIDENTIEL<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#ffffff;border-color:#ffffff;border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-27 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"form-submission-notices data-notice_2\" id=\"fusion-notices-2\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Merci pour votre message. Nous serons en communication d\u00e8s que possible.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">D\u00e9sol\u00e9. Le message n'a pas \u00e9t\u00e9 envoy\u00e9. Vous pouvez envoyer un courriel \u00e0 info@pretautoquebec.ca.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-28 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-file-signature fas\"><\/i><input type=\"text\" name=\"Nom\" id=\"Nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Nom complet*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-email-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-envelope fas\"><\/i><input type=\"email\" name=\"E-mail\" id=\"E-mail\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Courriel*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-phone-number-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone fas\"><\/i><input type=\"tel\" name=\"Phone\" id=\"Phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Num\u00e9ro de t\u00e9l\u00e9phone*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-concierge-bell fas\"><\/i><div class=\"fusion-select-wrapper\"><select tabindex=\"\" id=\"Besoin\" name=\"Besoin\" class=\"fusion-form-input\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Votre besoin<\/option><option value=\"Acheter un v\u00e9hicule en inventaire\" >Acheter un v\u00e9hicule en inventaire<\/option><option value=\"Pr\u00eat auto bon cr\u00e9dit\" >Pr\u00eat auto bon cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 2e chance\" >Pr\u00eat auto 2e chance<\/option><option value=\"Pr\u00eat auto 3e chance\" >Pr\u00eat auto 3e chance<\/option><option value=\"Pr\u00eat auto pour achat v\u00e9hicule entre particuliers\" >Pr\u00eat auto pour achat v\u00e9hicule entre particuliers<\/option><option value=\"Acheter une garantie prolong\u00e9e\" >Acheter une garantie prolong\u00e9e<\/option><option value=\"Devenir partenaire concessionnaire\" >Devenir partenaire concessionnaire<\/option><option value=\"Autre\" >Autre<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-comment fas\"><\/i><input type=\"text\" name=\"Message\" id=\"Message\" value=\"\"  class=\"fusion-form-input\" placeholder=\"Message\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-consent-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><p><p style=\"color: white;\">\nPar la pr\u00e9sente, en soumettant cette demande, je confirme avoir pris connaissance de la \n<a href=\"https:\/\/www.pretautoquebec.ca\/politique-de-confidentialite\/\" target=\"_blank\" style=\"color: white; text-decoration: underline;\">\npolitique de confidentialit\u00e9\n<\/a> et j\u2019accepte que <strong>Pr\u00eat Auto Qu\u00e9bec et son \u00e9quipe<\/strong> puissent me contacter afin de traiter ma demande et me fournir des informations concernant leurs services.\n<\/p><\/p><input name=\"\" type=\"hidden\" value=\"1\"\/><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-6 fusion-button-span-yes  form-form-submit button-default\" data-form-number=\"2673\" tabindex=\"\"><span class=\"fusion-button-text\">ENVOYER <\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":216808,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[438],"tags":[8880,8879,8878],"class_list":["post-216807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pret-auto","tag-comment-fonctionne-un-credit-auto","tag-comment-fonctionne-un-financement-auto","tag-comment-fonctionne-un-pret-auto"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Comment fonctionne un pret auto - PR\u00caT AUTO QU\u00c9BEC<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez comment fonctionne un pr\u00eat auto. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance. Plus de 1000 v\u00e9hicules en inventaire.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pretautoquebec.ca\/en\/comment-fonctionne-un-pret-auto\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment fonctionne un pret auto\" \/>\n<meta property=\"og:description\" content=\"D\u00e9couvrez comment fonctionne un pr\u00eat auto. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance. 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