{"id":288441,"date":"2026-04-13T17:44:25","date_gmt":"2026-04-13T17:44:25","guid":{"rendered":"https:\/\/www.pretautoquebec.ca\/?p=288441"},"modified":"2026-04-13T18:24:21","modified_gmt":"2026-04-13T18:24:21","slug":"acheter-un-vehicule-neuf-avec-un-mauvais-credit","status":"publish","type":"post","link":"https:\/\/www.pretautoquebec.ca\/en\/acheter-un-vehicule-neuf-avec-un-mauvais-credit\/","title":{"rendered":"Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:180px;--awb-padding-bottom:180px;--awb-padding-top-small:90px;--awb-padding-bottom-small:90px;--awb-background-image:linear-gradient(180deg, rgba(0,85,155,0.71) 0%,rgba(0,85,155,0.71) 100%),url(https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-5.png);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:30px;--awb-padding-right:30px;--awb-padding-bottom:30px;--awb-padding-left:30px;--awb-bg-color:rgba(56,182,255,0.59);--awb-bg-color-hover:rgba(56,182,255,0.59);--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationDelay=\"0.6\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-bg-size:cover;--awb-border-color:#ffffff;--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-2673\" style=\"--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;\" data-form-id=\"2673\" data-config=\"{&quot;form_id&quot;:&quot;2673&quot;,&quot;form_post_id&quot;:&quot;2673&quot;,&quot;post_id&quot;:288441,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;field_labels&quot;:{&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;notice_1&quot;:&quot;&quot;,&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;notice_1&quot;:&quot;notice&quot;,&quot;Nom&quot;:&quot;text&quot;,&quot;E-mail&quot;:&quot;email&quot;,&quot;Phone&quot;:&quot;phone_number&quot;,&quot;Besoin&quot;:&quot;select&quot;,&quot;Message&quot;:&quot;text&quot;,&quot;&quot;:&quot;consent&quot;,&quot;submit_1&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;}\"><form action=\"https:\/\/www.pretautoquebec.ca\/en\/acheter-un-vehicule-neuf-avec-un-mauvais-credit\/\" method=\"post\" class=\"fusion-form fusion-form-2673\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-content-alignment:center;--awb-font-size:25px;--awb-text-color:#ffffff;\"><p><strong>OBTENEZ VOTRE PR\u00caT AUTO ET VOTRE NOUVEAU V\u00c9HICULE D\u00c8S MAINTENANT<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:center;--awb-font-size:14px;--awb-text-color:#ffffff;\"><p>PARTOUT AU QU\u00c9BEC - GRATUIT - CONFIDENTIEL<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#ffffff;border-color:#ffffff;border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"form-submission-notices data-notice_1\" id=\"fusion-notices-1\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Merci pour votre message. Nous serons en communication d\u00e8s que possible.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">D\u00e9sol\u00e9. Le message n'a pas \u00e9t\u00e9 envoy\u00e9. Vous pouvez envoyer un courriel \u00e0 info@pretautoquebec.ca.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-file-signature fas\"><\/i><input type=\"text\" name=\"Nom\" id=\"Nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Nom complet*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-email-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-envelope fas\"><\/i><input type=\"email\" name=\"E-mail\" id=\"E-mail\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Courriel*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-phone-number-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone fas\"><\/i><input type=\"tel\" name=\"Phone\" id=\"Phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Num\u00e9ro de t\u00e9l\u00e9phone*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-concierge-bell fas\"><\/i><div class=\"fusion-select-wrapper\"><select tabindex=\"\" id=\"Besoin\" name=\"Besoin\" class=\"fusion-form-input\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Votre besoin<\/option><option value=\"Acheter un v\u00e9hicule en inventaire\" >Acheter un v\u00e9hicule en inventaire<\/option><option value=\"Pr\u00eat auto bon cr\u00e9dit\" >Pr\u00eat auto bon cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 2e chance\" >Pr\u00eat auto 2e chance<\/option><option value=\"Pr\u00eat auto 3e chance\" >Pr\u00eat auto 3e chance<\/option><option value=\"Pr\u00eat auto pour achat v\u00e9hicule entre particuliers\" >Pr\u00eat auto pour achat v\u00e9hicule entre particuliers<\/option><option value=\"Acheter une garantie prolong\u00e9e\" >Acheter une garantie prolong\u00e9e<\/option><option value=\"Devenir partenaire concessionnaire\" >Devenir partenaire concessionnaire<\/option><option value=\"Autre\" >Autre<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-comment fas\"><\/i><input type=\"text\" name=\"Message\" id=\"Message\" value=\"\"  class=\"fusion-form-input\" placeholder=\"Message\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-consent-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><p><p style=\"color: white;\">\nPar la pr\u00e9sente, en soumettant cette demande, je confirme avoir pris connaissance de la \n<a href=\"https:\/\/www.pretautoquebec.ca\/politique-de-confidentialite\/\" target=\"_blank\" style=\"color: white; text-decoration: underline;\">\npolitique de confidentialit\u00e9\n<\/a> et j\u2019accepte que <strong>Pr\u00eat Auto Qu\u00e9bec et son \u00e9quipe<\/strong> puissent me contacter afin de traiter ma demande et me fournir des informations concernant leurs services.\n<\/p><\/p><input name=\"\" type=\"hidden\" value=\"1\"\/><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-span-yes  form-form-submit button-default\" data-form-number=\"2673\" tabindex=\"\"><span class=\"fusion-button-text\">ENVOYER <\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-bottom-small:60px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:20px;--awb-spacing-right-large:12.8%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:12.8%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:#ffffff;--awb-font-size:54px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;text-transform:none;--fontSize:54;line-height:var(--awb-typography1-line-height);\"><h1 data-section-id=\"bt1wrb\" data-start=\"120\" data-end=\"197\">Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit<\/h1><\/h1><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-font-size:20px;--awb-line-height:32px;--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#ffffff;--awb-text-font-family:&quot;Afacad&quot;;\"><p data-start=\"0\" data-end=\"318\">Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit est un objectif important pour plusieurs personnes, mais lorsqu\u2019on a un mauvais cr\u00e9dit, cela peut rapidement sembler compliqu\u00e9, voire impossible. Pourtant, la r\u00e9alit\u00e9 est plus nuanc\u00e9e : il existe aujourd\u2019hui plusieurs solutions de financement adapt\u00e9es aux diff\u00e9rentes situations de cr\u00e9dit.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:15px;width:100%;\"><\/div><ul style=\"--awb-textcolor:#ffffff;--awb-line-height:34px;--awb-icon-width:34px;--awb-icon-height:34px;--awb-icon-margin:14px;--awb-content-margin:48px;--awb-circlecolor:#38b6ff;--awb-circle-yes-font-size:17.6px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Nous sommes sp\u00e9cialistes dans le pr\u00eat auto en 1\u00e8re, 2e, 3e et 4e chance au cr\u00e9dit.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Avec ou sans mise de fonds.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 20 institutions financi\u00e8res partenaires<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 1000 v\u00e9hicules en inventaire<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Un service gratuit, rapide et confidentiel<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:0px;--awb-padding-left:0px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:calc( 100% + 0px ) !important;max-width:calc( 100% + 0px ) !important;margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-padding-bottom-small:0px;--awb-padding-left-small:0px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:-50px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:50%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-font-size:72px;--awb-line-height:1.4;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:300;\"><p><span style=\"color: #00559b;\">18+<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#3b6c80;--awb-margin-bottom:0px;--awb-margin-left:20px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Institutions financi\u00e8res partenaires.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-padding-left-medium:0px;--awb-padding-bottom-small:0px;--awb-padding-left-small:0px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-border-color:#efefef;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:25%;--awb-margin-top-large:-50px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:50%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-text fusion-text-6 fusion-text-no-margin\" style=\"--awb-font-size:72px;--awb-line-height:1.4;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:300;\"><p><span style=\"color: #00559b;\">1000+<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-7 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#3b6c80;--awb-margin-bottom:0px;--awb-margin-left:20px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-awfvm-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-awfvm-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-17\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"23f73924-c5cb-40a8-a43a-bdfc5028eaea\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-xpauz-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-xpauz-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-605\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"67cf2af6-9e12-4ac3-9b8d-9c8c29168303\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>V\u00e9hicules en inventaire.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h2 data-section-id=\"18h3v7u\" data-start=\"175\" data-end=\"241\">Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit<\/h2><\/h2><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Est-ce possible d\u2019acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit ?\" title=\"Est-ce possible d\u2019acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit ?\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-5.png\" class=\"img-responsive wp-image-288443\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-5-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-5-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-5.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"0\" data-end=\"318\">Acheter un v\u00e9hicule neuf est un objectif important pour plusieurs personnes, mais lorsqu\u2019on a un mauvais cr\u00e9dit, cela peut rapidement sembler compliqu\u00e9, voire impossible. Pourtant, la r\u00e9alit\u00e9 est plus nuanc\u00e9e : il existe aujourd\u2019hui plusieurs solutions de financement adapt\u00e9es aux diff\u00e9rentes situations de cr\u00e9dit.<\/p>\n<p data-start=\"320\" data-end=\"659\">Que vous ayez eu des retards de paiement, une faillite ou une proposition au consommateur, certaines options peuvent vous permettre d\u2019acc\u00e9der \u00e0 un v\u00e9hicule neuf. Il est toutefois important de comprendre que si vous \u00eates en 2e chance au cr\u00e9dit, votre taux d\u2019int\u00e9r\u00eat sera g\u00e9n\u00e9ralement \u00e0 partir de 9,99 % et plus, selon votre dossier.<\/p>\n<p data-start=\"661\" data-end=\"967\">Dans certains cas, si le taux d\u2019int\u00e9r\u00eat fait en sorte que le paiement mensuel d\u00e9passe votre budget, une strat\u00e9gie intelligente consiste \u00e0 se tourner vers un v\u00e9hicule usag\u00e9, souvent plus abordable. Cela permet de respecter vos finances tout en vous donnant l\u2019opportunit\u00e9 de reb\u00e2tir votre cr\u00e9dit.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h3 data-section-id=\"dotvyj\" data-start=\"842\" data-end=\"901\">Retards de paiement : impact et solutions<\/h3><\/h3><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Retards de paiement : impact et solutions\" title=\"Retards de paiement : impact et solutions\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-6.png\" class=\"img-responsive wp-image-288444\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-6-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-6-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-6.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-9\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"806\" data-end=\"958\">Si vous avez accumul\u00e9 beaucoup de retards de paiement (cartes de cr\u00e9dit, pr\u00eats, etc.), les pr\u00eateurs vont consid\u00e9rer votre dossier comme plus risqu\u00e9.<\/p>\n<p data-start=\"960\" data-end=\"973\">Dans ce cas :<\/p>\n<ul data-start=\"974\" data-end=\"1199\">\n<li data-section-id=\"wvop9\" data-start=\"974\" data-end=\"1055\">Vous serez g\u00e9n\u00e9ralement dirig\u00e9 vers un financement en 2e chance au cr\u00e9dit<\/li>\n<li data-section-id=\"bho41y\" data-start=\"1056\" data-end=\"1097\">Les taux d\u2019int\u00e9r\u00eat seront plus \u00e9lev\u00e9s<\/li>\n<li data-section-id=\"1j0vcmq\" data-start=\"1098\" data-end=\"1199\">Il est souvent recommand\u00e9 (ou requis) d\u2019avoir un endosseur (co-signataire) avec un bon cr\u00e9dit<\/li>\n<\/ul>\n<p data-start=\"1201\" data-end=\"1360\">L\u2019endosseur permet de s\u00e9curiser le pr\u00eat, ce qui augmente consid\u00e9rablement vos chances d\u2019approbation et peut m\u00eame am\u00e9liorer les \u10de\u10d8\u10e0\u10dd\u10d1 conditions de financement.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h4 data-section-id=\"li5jvl\" data-start=\"1445\" data-end=\"1505\">Faillite ou proposition au consommateur : o\u00f9 vous situez-vous ?<\/h4><\/h4><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Faillite ou proposition au consommateur : o\u00f9 vous situez-vous ?\" title=\"Faillite ou proposition au consommateur : o\u00f9 vous situez-vous ?\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-7-1.png\" class=\"img-responsive wp-image-288445\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-7-1-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-7-1-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-7-1.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-10\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"1438\" data-end=\"1501\">Votre situation change beaucoup selon l\u2019\u00e9tat de votre dossier :<\/p>\n<ul data-start=\"1503\" data-end=\"2168\">\n<li data-section-id=\"72xugt\" data-start=\"1503\" data-end=\"1732\">Faillite ou proposition en cours :<br data-start=\"1543\" data-end=\"1546\" \/>Vous serez automatiquement dirig\u00e9 vers la 2e chance au cr\u00e9dit, car vous \u00eates encore en processus de remboursement. Les options existent, mais elles sont plus limit\u00e9es et encadr\u00e9es.<\/li>\n<li data-section-id=\"1bdhgte\" data-start=\"1734\" data-end=\"1919\">Faillite ou proposition termin\u00e9e depuis moins de 3 ans :<br data-start=\"1796\" data-end=\"1799\" \/>Vous \u00eates encore consid\u00e9r\u00e9 \u00e0 risque \u00e9lev\u00e9. Le financement reste possible, mais en 2e chance avec certaines conditions.<\/li>\n<li data-section-id=\"alivxg\" data-start=\"1921\" data-end=\"2168\">Faillite ou proposition termin\u00e9e depuis plus de 3 ans :<br data-start=\"1982\" data-end=\"1985\" \/>Bonne nouvelle \u2014 vous pourriez redevenir admissible \u00e0 un pr\u00eat conventionnel, surtout si vous avez reb\u00e2ti votre cr\u00e9dit (paiements \u00e0 temps, nouvelles habitudes financi\u00e8res, etc.).<\/li>\n<\/ul>\n<p data-start=\"2170\" data-end=\"2266\">Chaque dossier est diff\u00e9rent, mais le facteur cl\u00e9 reste votre comportement financier r\u00e9cent.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h5 data-section-id=\"18zyk5c\" data-start=\"2769\" data-end=\"2831\">Strat\u00e9gies pour \u00eatre approuv\u00e9 sur un v\u00e9hicule neuf<\/h5><\/h5><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Strat\u00e9gies pour \u00eatre approuv\u00e9 sur un v\u00e9hicule neuf\" title=\"Strat\u00e9gies pour \u00eatre approuv\u00e9 sur un v\u00e9hicule neuf\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-1.png\" class=\"img-responsive wp-image-288446\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-1-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-1-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-1.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"2331\" data-end=\"2445\">Si votre objectif est d\u2019acheter un v\u00e9hicule neuf malgr\u00e9 un mauvais cr\u00e9dit, voici ce qui peut faire la diff\u00e9rence :<\/p>\n<ul data-start=\"2447\" data-end=\"2736\">\n<li data-section-id=\"ns08or\" data-start=\"2447\" data-end=\"2482\">Ajouter un endosseur solide<\/li>\n<li data-section-id=\"ncwf4q\" data-start=\"2483\" data-end=\"2533\">Fournir un comptant pour r\u00e9duire le risque<\/li>\n<li data-section-id=\"16acurb\" data-start=\"2534\" data-end=\"2602\">Choisir un v\u00e9hicule avec un prix r\u00e9aliste selon votre budget<\/li>\n<li data-section-id=\"adbbyw\" data-start=\"2603\" data-end=\"2656\">D\u00e9montrer une stabilit\u00e9 d\u2019emploi ou de revenu<\/li>\n<li data-section-id=\"fzwqws\" data-start=\"2657\" data-end=\"2736\">Travailler avec un sp\u00e9cialiste du financement qui conna\u00eet les bons pr\u00eateurs<\/li>\n<\/ul>\n<p data-start=\"2738\" data-end=\"2950\">Dans certains cas, commencer avec un v\u00e9hicule usag\u00e9 peut aussi \u00eatre une strat\u00e9gie intelligente pour reb\u00e2tir votre cr\u00e9dit, avant de passer \u00e0 un v\u00e9hicule neuf dans quelques ann\u00e9es avec de meilleures conditions.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:120px;--awb-margin-top:120px;--awb-background-color:#00559b;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23004%29%22%20fill%3D%22rgba%2838%2C70%2C83%2C1%29%22%3E%3Cpath%20d%3D%22M2351.91%20237.689l-852.66-492.288-412.33%20714.165%20852.67%20492.288%20412.32-714.165zM1936.18%20957.764l-852.67-492.287-54.86%2095.015%20852.67%20492.288%2054.86-95.016zM1874.49%201064.6l-852.66-492.286-46.452%2080.454%20852.672%20492.292%2046.44-80.46zM1814.38%201168.72L961.712%20676.436l-30.743%2053.248%20852.671%20492.286%2030.74-53.25zM1763.15%201257.46L910.479%20765.174%20889.507%20801.5l852.663%20492.29%2020.98-36.33zM1714.85%201341.11L862.185%20848.824l-16.461%2028.51%20852.666%20492.286%2016.46-28.51zM1664.23%201428.78L811.568%20936.496l-10.796%2018.698%20852.668%20492.286%2010.79-18.7zM1612.45%201518.47l-852.666-492.28-6.215%2010.76%20852.671%20492.29%206.21-10.77zM1558.42%201612.05l-852.663-492.28-2.599%204.5%20852.662%20492.29%202.6-4.51z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23004%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.25 ;transform: scale(-1, -1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:20px;--awb-padding-left-medium:30px;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-six\" style=\"--awb-text-color:#ffffff;--awb-font-size:45px;\"><h6 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:45;line-height:0.67;\"><h6>Obtenez votre cr\u00e9dit auto maintenant<\/h6><\/h6><\/div><div class=\"fusion-text fusion-text-12\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#ffffff;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-awfvm-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-awfvm-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-19\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"dd1eb7cb-0083-4215-9c53-c6ccd381cc60\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>Collaborant avec plus de 18 institutions financi\u00e8res partenaires, nous sommes les experts en financement automobile au Qu\u00e9bec. Notre inventaire compte plus de 1000 v\u00e9hicules d&rsquo;occasion pour satisfaire vos exigences. Nous proposons des solutions de financement pour la 1re, 2e, 3e et 4e chance au cr\u00e9dit, avec la possibilit\u00e9 de recourir \u00e0 un pr\u00eateur priv\u00e9.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-six\" style=\"--awb-text-color:#ffffff;--awb-font-size:30px;\"><h6 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:30;line-height:1;\">Nous pouvons vous aider.<\/h6><\/div><ul style=\"--awb-textcolor:#ffffff;--awb-line-height:34px;--awb-icon-width:34px;--awb-icon-height:34px;--awb-icon-margin:14px;--awb-content-margin:48px;--awb-circlecolor:#38b6ff;--awb-circle-yes-font-size:17.6px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Mauvais cr\u00e9dit et retards de paiements.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Proposition et faillite.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Remise volontaire et saisie.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-giymb-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-giymb-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-31\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"eb532479-85f7-4e71-89e5-2075120b7f0f\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>Refus\u00e9 \u00e0 de nombreuses reprises.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Etc.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-social-links fusion-social-links-1\" style=\"--awb-margin-top:30px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-box-border-top:0px;--awb-box-border-right:0px;--awb-box-border-bottom:0px;--awb-box-border-left:0px;--awb-icon-colors-hover:#ffffff;--awb-box-colors-hover:#ff7452;--awb-box-border-color:#00559b;--awb-box-border-color-hover:#ff7452;\"><div class=\"fusion-social-networks boxed-icons color-type-custom\"><div class=\"fusion-social-networks-wrapper\"><a class=\"fusion-social-network-icon fusion-tooltip fusion-facebook awb-icon-facebook\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Facebook\" data-toggle=\"tooltip\" title=\"Facebook\" aria-label=\"facebook\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.facebook.com\/profile.php?id=100090182529600\"><\/a><a class=\"fusion-social-network-icon fusion-tooltip fusion-twitter awb-icon-twitter\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Twitter\" data-toggle=\"tooltip\" title=\"Twitter\" aria-label=\"twitter\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/twitter.com\/PretAutoQuebec\"><\/a><a class=\"fusion-social-network-icon fusion-tooltip fusion-instagram awb-icon-instagram\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Instagram\" data-toggle=\"tooltip\" title=\"Instagram\" aria-label=\"instagram\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.instagram.com\/pretautoquebec\/\"><\/a><a class=\"fusion-social-network-icon fusion-tooltip fusion-tiktok awb-icon-tiktok\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Tiktok\" data-toggle=\"tooltip\" title=\"Tiktok\" aria-label=\"tiktok\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.tiktok.com\/@pretautoquebec\"><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-right-medium:30px;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" 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data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-3779 has-icon-alignment\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;--awb-form-input-height:60px;--awb-form-bg-color:rgba(255,255,255,0);--awb-form-select-bg:var(--awb-color8);--awb-form-font-size:18px;--awb-form-placeholder-color:#d8d8d8;--awb-form-text-color:#ffffff;--awb-form-label-color:#ffffff;--awb-form-border-width-top:0px;--awb-form-border-width-right:0px;--awb-form-border-width-left:0px;--awb-form-border-color:rgba(255,255,255,0.5);--awb-form-focus-border-color:hsla(0,100%,71%,1);--awb-form-focus-border-hover-color:rgba(255,107,107,0.5);--awb-form-border-radius:0px;--awb-icon-alignment-top:0px;--awb-icon-alignment-bottom:1px;--awb-icon-alignment-font-size:18px;\" data-form-id=\"3779\" data-config=\"{&quot;form_id&quot;:&quot;3779&quot;,&quot;form_post_id&quot;:&quot;3779&quot;,&quot;post_id&quot;:288441,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;field_labels&quot;:{&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;notice_2&quot;:&quot;&quot;,&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;notice_2&quot;:&quot;notice&quot;,&quot;Nom&quot;:&quot;text&quot;,&quot;E-mail&quot;:&quot;text&quot;,&quot;Phone&quot;:&quot;text&quot;,&quot;Besoin&quot;:&quot;select&quot;,&quot;Message&quot;:&quot;textarea&quot;,&quot;&quot;:&quot;consent&quot;,&quot;submit_2&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;}\"><form action=\"https:\/\/www.pretautoquebec.ca\/en\/acheter-un-vehicule-neuf-avec-un-mauvais-credit\/\" method=\"post\" class=\"fusion-form fusion-form-3779\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:rgba(56,182,255,0.39);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-color:rgba(16,83,239,0);--awb-bg-color-hover:rgba(16,83,239,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"form-submission-notices data-notice_2\" id=\"fusion-notices-2\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Nous avons re\u00e7u votre message et prendrons contact avec vous prochainement. Merci.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Une erreur s'est produite lors de la tentative d'envoi de votre message. Veuillez r\u00e9essayer ult\u00e9rieurement.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-user fas\"><\/i><input type=\"text\" name=\"Nom\" id=\"Nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Nom complet*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-at fas\"><\/i><input type=\"text\" name=\"E-mail\" id=\"E-mail\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Courriel*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone-alt fas\"><\/i><input type=\"text\" name=\"Phone\" id=\"Phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"T\u00e9l\u00e9phone*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-concierge-bell fas\"><\/i><div class=\"fusion-select-wrapper\"><select tabindex=\"\" id=\"Besoin\" name=\"Besoin\" class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Votre besoin<\/option><option value=\"Acheter un v\u00e9hicule en inventaire\" >Acheter un v\u00e9hicule en inventaire<\/option><option value=\"Pr\u00eat auto bon cr\u00e9dit\" >Pr\u00eat auto bon cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 2e chance au cr\u00e9dit\" >Pr\u00eat auto 2e chance au cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 3e chance au cr\u00e9dit\" >Pr\u00eat auto 3e chance au cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 4e chance au cr\u00e9dit\" >Pr\u00eat auto 4e chance au cr\u00e9dit<\/option><option value=\"Pr\u00eat auto pour l'achat de v\u00e9hicule entre particuliers\" >Pr\u00eat auto pour l'achat de v\u00e9hicule entre particuliers<\/option><option value=\"Autre\" >Autre<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-textarea-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-comment-alt fas\"><\/i><textarea cols=\"40\"  minlength=\"0\"  rows=\"4\" tabindex=\"\" id=\"Message\" name=\"Message\" class=\"fusion-form-input\" placeholder=\"Message\" data-holds-private-data=\"false\"><\/textarea><\/div><\/div><div class=\"fusion-form-field fusion-form-consent-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><p><p style=\"color: white ;\">\nPar la pr\u00e9sente, en soumettant cette demande, je confirme avoir pris connaissance de la \n<a href=\"https:\/\/www.pretautoquebec.ca\/politique-de-confidentialite\/\" target=\"_blank\" style=\"color: white; text-decoration: underline;\">\npolitique de confidentialit\u00e9\n<\/a> et j\u2019accepte que <strong>Pr\u00eat Auto Qu\u00e9bec et son \u00e9quipe<\/strong> puissent me contacter afin de traiter ma demande et me fournir des informations concernant leurs services.\n<\/p><\/p><input name=\"\" type=\"hidden\" value=\"1\"\/><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-6 fusion-button-default-span  form-form-submit button-default\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:var(--awb-color1);--button_border_hover_color:var(--awb-color1);--button_gradient_top_color:#38b6ff;--button_gradient_bottom_color:#38b6ff;--button_gradient_top_color_hover:#00559b;--button_gradient_bottom_color_hover:#00559b;\" data-form-number=\"3779\" tabindex=\"\"><span class=\"fusion-button-text\">Envoyer <\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":288443,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[438],"tags":[10021,10020],"class_list":["post-288441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pret-auto","tag-acheter-un-vehicule-neuf-avec-un-mauvais-credit","tag-est-ce-possible-dacheter-un-vehicule-neuf-avec-un-mauvais-credit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit - PR\u00caT AUTO QU\u00c9BEC<\/title>\n<meta name=\"description\" content=\"Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit ?\u200b Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pretautoquebec.ca\/en\/acheter-un-vehicule-neuf-avec-un-mauvais-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Acheter un v\u00e9hicule neuf avec un mauvais cr\u00e9dit ?\u200b Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.\" \/>\n<meta property=\"og:url\" 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