{"id":293347,"date":"2026-04-29T16:19:06","date_gmt":"2026-04-29T16:19:06","guid":{"rendered":"https:\/\/www.pretautoquebec.ca\/?p=293347"},"modified":"2026-04-29T16:20:17","modified_gmt":"2026-04-29T16:20:17","slug":"bien-preparer-son-financement-automobile-comme-nouvel-arrivant","status":"publish","type":"post","link":"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/","title":{"rendered":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:180px;--awb-padding-bottom:180px;--awb-padding-top-small:90px;--awb-padding-bottom-small:90px;--awb-background-image:linear-gradient(180deg, rgba(0,85,155,0.71) 0%,rgba(0,85,155,0.71) 100%),url(https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:30px;--awb-padding-right:30px;--awb-padding-bottom:30px;--awb-padding-left:30px;--awb-bg-color:rgba(56,182,255,0.59);--awb-bg-color-hover:rgba(56,182,255,0.59);--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationDelay=\"0.6\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-bg-size:cover;--awb-border-color:#ffffff;--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-2673\" style=\"--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;\" data-form-id=\"2673\" data-config=\"{&quot;form_id&quot;:&quot;2673&quot;,&quot;form_post_id&quot;:&quot;2673&quot;,&quot;post_id&quot;:293347,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;field_labels&quot;:{&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;notice_1&quot;:&quot;&quot;,&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;notice_1&quot;:&quot;notice&quot;,&quot;Nom&quot;:&quot;text&quot;,&quot;E-mail&quot;:&quot;email&quot;,&quot;Phone&quot;:&quot;phone_number&quot;,&quot;Besoin&quot;:&quot;select&quot;,&quot;Message&quot;:&quot;text&quot;,&quot;&quot;:&quot;consent&quot;,&quot;submit_1&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;}\"><form action=\"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/\" method=\"post\" class=\"fusion-form fusion-form-2673\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-content-alignment:center;--awb-font-size:25px;--awb-text-color:#ffffff;\"><p><strong>OBTENEZ VOTRE PR\u00caT AUTO ET VOTRE NOUVEAU V\u00c9HICULE D\u00c8S MAINTENANT<\/strong><\/p>\n<\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:center;--awb-font-size:14px;--awb-text-color:#ffffff;\"><p>PARTOUT AU QU\u00c9BEC - GRATUIT - CONFIDENTIEL<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#ffffff;border-color:#ffffff;border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"form-submission-notices data-notice_1\" id=\"fusion-notices-1\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Merci pour votre message. Nous serons en communication d\u00e8s que possible.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">D\u00e9sol\u00e9. Le message n'a pas \u00e9t\u00e9 envoy\u00e9. Vous pouvez envoyer un courriel \u00e0 info@pretautoquebec.ca.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-file-signature fas\"><\/i><input type=\"text\" name=\"Nom\" id=\"Nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Nom complet*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-email-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-envelope fas\"><\/i><input type=\"email\" name=\"E-mail\" id=\"E-mail\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Courriel*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-phone-number-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone fas\"><\/i><input type=\"tel\" name=\"Phone\" id=\"Phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Num\u00e9ro de t\u00e9l\u00e9phone*\" data-holds-private-data=\"false\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-concierge-bell fas\"><\/i><div class=\"fusion-select-wrapper\"><select tabindex=\"\" id=\"Besoin\" name=\"Besoin\" class=\"fusion-form-input\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Votre besoin<\/option><option value=\"Acheter un v\u00e9hicule en inventaire\" >Acheter un v\u00e9hicule en inventaire<\/option><option value=\"Pr\u00eat auto bon cr\u00e9dit\" >Pr\u00eat auto bon cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 2e chance\" >Pr\u00eat auto 2e chance<\/option><option value=\"Pr\u00eat auto 3e chance\" >Pr\u00eat auto 3e chance<\/option><option value=\"Pr\u00eat auto pour achat v\u00e9hicule entre particuliers\" >Pr\u00eat auto pour achat v\u00e9hicule entre particuliers<\/option><option value=\"Acheter une garantie prolong\u00e9e\" >Acheter une garantie prolong\u00e9e<\/option><option value=\"Devenir partenaire concessionnaire\" >Devenir partenaire concessionnaire<\/option><option value=\"Autre\" >Autre<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-comment fas\"><\/i><input type=\"text\" name=\"Message\" id=\"Message\" value=\"\"  class=\"fusion-form-input\" placeholder=\"Message\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-consent-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><p><p style=\"color: white;\">\nPar la pr\u00e9sente, en soumettant cette demande, je confirme avoir pris connaissance de la \n<a href=\"https:\/\/www.pretautoquebec.ca\/politique-de-confidentialite\/\" target=\"_blank\" style=\"color: white; text-decoration: underline;\">\npolitique de confidentialit\u00e9\n<\/a> et j\u2019accepte que <strong>Pr\u00eat Auto Qu\u00e9bec et son \u00e9quipe<\/strong> puissent me contacter afin de traiter ma demande et me fournir des informations concernant leurs services.\n<\/p><\/p><input name=\"\" type=\"hidden\" value=\"1\"\/><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"2673\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-span-yes  form-form-submit button-default\" data-form-number=\"2673\" tabindex=\"\"><span class=\"fusion-button-text\">ENVOYER <\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-bottom-small:60px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:20px;--awb-spacing-right-large:12.8%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:12.8%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.9\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:#ffffff;--awb-font-size:54px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;text-transform:none;--fontSize:54;line-height:var(--awb-typography1-line-height);\"><h1 data-section-id=\"bt1wrb\" data-start=\"120\" data-end=\"197\">Bien pr\u00e9parer son financement automobile comme nouvel arrivant<\/h1><\/h1><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-font-size:20px;--awb-line-height:32px;--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#ffffff;--awb-text-font-family:&quot;Afacad&quot;;\"><p data-start=\"178\" data-end=\"465\">Lorsqu\u2019on arrive au Qu\u00e9bec, l\u2019achat d\u2019un v\u00e9hicule devient rapidement une n\u00e9cessit\u00e9 pour le travail, la famille ou les d\u00e9placements quotidiens. Toutefois, m\u00eame avec un bon dossier dans votre pays d\u2019origine, les institutions financi\u00e8res au Qu\u00e9bec n\u2019ont aucun historique de cr\u00e9dit sur vous.<\/p>\n<p data-start=\"467\" data-end=\"840\">La bonne nouvelle, c\u2019est qu\u2019il est tout \u00e0 fait possible d\u2019obtenir un cr\u00e9dit automobile comme nouvel arrivant, \u00e0 condition de suivre certaines \u00e9tapes strat\u00e9giques. En b\u00e2tissant rapidement votre dossier financier, en utilisant bien vos outils de cr\u00e9dit et en respectant un certain d\u00e9lai avant de faire votre demande, vous augmentez grandement vos chances d\u2019\u00eatre approuv\u00e9.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:15px;width:100%;\"><\/div><ul style=\"--awb-textcolor:#ffffff;--awb-line-height:34px;--awb-icon-width:34px;--awb-icon-height:34px;--awb-icon-margin:14px;--awb-content-margin:48px;--awb-circlecolor:#38b6ff;--awb-circle-yes-font-size:17.6px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Nous sommes sp\u00e9cialistes dans le pr\u00eat auto en 1\u00e8re, 2e, 3e et 4e chance au cr\u00e9dit.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Avec ou sans mise de fonds.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 20 institutions financi\u00e8res partenaires<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Plus de 1000 v\u00e9hicules en inventaire<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Un service gratuit, rapide et confidentiel<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:0px;--awb-padding-left:0px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:calc( 100% + 0px ) !important;max-width:calc( 100% + 0px ) !important;margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-padding-bottom-small:0px;--awb-padding-left-small:0px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:-50px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:50%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-font-size:72px;--awb-line-height:1.4;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:300;\"><p><span style=\"color: #00559b;\">18+<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#3b6c80;--awb-margin-bottom:0px;--awb-margin-left:20px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>Institutions financi\u00e8res partenaires.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-padding-left-medium:0px;--awb-padding-bottom-small:0px;--awb-padding-left-small:0px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-border-color:#efefef;--awb-border-left:1px;--awb-border-style:solid;--awb-width-large:25%;--awb-margin-top-large:-50px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:50%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:0px;--awb-spacing-left-small:0px;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-text fusion-text-6 fusion-text-no-margin\" style=\"--awb-font-size:72px;--awb-line-height:1.4;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-color:#000000;--awb-margin-bottom:0px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:300;\"><p><span style=\"color: #00559b;\">1000+<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-7 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#3b6c80;--awb-margin-bottom:0px;--awb-margin-left:20px;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-awfvm-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-awfvm-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-17\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"23f73924-c5cb-40a8-a43a-bdfc5028eaea\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-xpauz-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-xpauz-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-605\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"67cf2af6-9e12-4ac3-9b8d-9c8c29168303\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>V\u00e9hicules en inventaire.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h2 data-section-id=\"18h3v7u\" data-start=\"175\" data-end=\"241\">Ouvrir rapidement un compte et une carte de cr\u00e9dit chez Desjardins<\/h2><\/h2><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"1500\" height=\"1500\" alt=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\" title=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png\" class=\"img-responsive wp-image-293348\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-600x600.png 600w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-800x800.png 800w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-1200x1200.png 1200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png 1500w\" sizes=\"(max-width: 640px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"921\" data-end=\"1084\">Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Lorsqu\u2019on parle de financement pour les nouveaux arrivants au Qu\u00e9bec, Desjardins est souvent l\u2019une des institutions financi\u00e8res les plus ouvertes et flexibles.<\/p>\n<p data-start=\"1086\" data-end=\"1144\">D\u00e8s votre arriv\u00e9e au Qu\u00e9bec, il est fortement recommand\u00e9 :<\/p>\n<ul data-start=\"1145\" data-end=\"1260\">\n<li data-section-id=\"kc2kz9\" data-start=\"1145\" data-end=\"1194\">D\u2019ouvrir un compte bancaire chez Desjardins<\/li>\n<li data-section-id=\"1eir8kx\" data-start=\"1195\" data-end=\"1260\">De demander une carte de cr\u00e9dit le plus rapidement possible<\/li>\n<\/ul>\n<p data-start=\"1262\" data-end=\"1368\">Pourquoi ? Parce que cela permet de commencer imm\u00e9diatement \u00e0 b\u00e2tir votre dossier de cr\u00e9dit au Qu\u00e9bec.<\/p>\n<p data-start=\"1370\" data-end=\"1499\">L\u2019objectif est simple : d\u00e9montrer \u00e0 Desjardins que vous \u00eates capable de bien g\u00e9rer vos finances et de rembourser vos obligations.<\/p>\n<p data-start=\"1501\" data-end=\"1551\">Pour maximiser l\u2019effet positif sur votre dossier :<\/p>\n<ul data-start=\"1552\" data-end=\"1726\">\n<li data-section-id=\"k10ffz\" data-start=\"1552\" data-end=\"1619\">Utilisez votre carte de cr\u00e9dit pour la majorit\u00e9 de vos achats<\/li>\n<li data-section-id=\"8usiyd\" data-start=\"1620\" data-end=\"1666\">Remboursez-la chaque semaine, id\u00e9alement<\/li>\n<li data-section-id=\"13hm16g\" data-start=\"1667\" data-end=\"1726\">\u00c9vitez d\u2019attendre \u00e0 la fin du mois pour payer votre solde<\/li>\n<\/ul>\n<p data-start=\"1728\" data-end=\"1828\">Cette m\u00e9thode d\u00e9montre une bonne discipline financi\u00e8re et aide \u00e0 b\u00e2tir votre cr\u00e9dibilit\u00e9 rapidement.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h3 data-section-id=\"dotvyj\" data-start=\"842\" data-end=\"901\">Attendre entre 3 mois et 1 an avant de demander un pr\u00eat auto<\/h3><\/h3><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Ouvrir rapidement un compte et une carte de cr\u00e9dit chez Desjardins\" title=\"Ouvrir rapidement un compte et une carte de cr\u00e9dit chez Desjardins\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-9-1.png\" class=\"img-responsive wp-image-293349\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-9-1-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-9-1-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-9-1.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-9\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"1903\" data-end=\"2021\">Une erreur fr\u00e9quente chez les nouveaux arrivants est de vouloir financer un v\u00e9hicule imm\u00e9diatement apr\u00e8s leur arriv\u00e9e.<\/p>\n<p data-start=\"2023\" data-end=\"2191\">M\u00eame si vous avez un emploi, il est souvent pr\u00e9f\u00e9rable d\u2019attendre entre 3 mois et 1 an avant de faire une demande de financement automobile dans un concessionnaire.<\/p>\n<p data-start=\"2193\" data-end=\"2210\">Ce d\u00e9lai permet :<\/p>\n<ul data-start=\"2211\" data-end=\"2401\">\n<li data-section-id=\"16j2o26\" data-start=\"2211\" data-end=\"2282\">De laisser le temps \u00e0 votre historique de cr\u00e9dit de se construire<\/li>\n<li data-section-id=\"zyyepr\" data-start=\"2283\" data-end=\"2349\">De d\u00e9montrer \u00e0 Desjardins que vous payez vos obligations \u00e0 temps<\/li>\n<li data-section-id=\"1pga5f1\" data-start=\"2350\" data-end=\"2401\">D\u2019augmenter votre cr\u00e9dibilit\u00e9 aupr\u00e8s des pr\u00eateurs<\/li>\n<\/ul>\n<p data-start=\"2403\" data-end=\"2560\">Apr\u00e8s quelques mois de bonne gestion, votre dossier devient beaucoup plus rassurant pour l\u2019institution financi\u00e8re, ce qui augmente vos chances d\u2019approbation.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h4 data-section-id=\"li5jvl\" data-start=\"1445\" data-end=\"1505\">Commencer par financer un v\u00e9hicule usag\u00e9<\/h4><\/h4><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Commencer par financer un v\u00e9hicule usag\u00e9\" title=\"Commencer par financer un v\u00e9hicule usag\u00e9\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-10-1.png\" class=\"img-responsive wp-image-293350\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-10-1-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-10-1-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-10-1.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-10\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"2615\" data-end=\"2771\">Lorsque vient le temps de faire une premi\u00e8re demande de pr\u00eat automobile, il est souvent plus sage de viser un v\u00e9hicule usag\u00e9 plut\u00f4t qu\u2019un v\u00e9hicule neuf.<\/p>\n<p data-start=\"2773\" data-end=\"2783\">Pourquoi ?<\/p>\n<p data-start=\"2785\" data-end=\"2813\">Parce qu\u2019un v\u00e9hicule usag\u00e9 :<\/p>\n<ul data-start=\"2814\" data-end=\"2960\">\n<li data-section-id=\"9ji92v\" data-start=\"2814\" data-end=\"2864\">Repr\u00e9sente un montant de financement moins \u00e9lev\u00e9<\/li>\n<li data-section-id=\"hmzjo0\" data-start=\"2865\" data-end=\"2899\">R\u00e9duit le risque pour le pr\u00eateur<\/li>\n<li data-section-id=\"v2n5w8\" data-start=\"2900\" data-end=\"2960\">Permet de b\u00e2tir votre historique de cr\u00e9dit plus facilement<\/li>\n<\/ul>\n<p data-start=\"2962\" data-end=\"3119\">En faisant approuver un premier pr\u00eat raisonnable, vous d\u00e9montrez encore une fois \u00e0 l\u2019institution financi\u00e8re que vous \u00eates capable de respecter vos paiements.<\/p>\n<p data-start=\"3121\" data-end=\"3226\">Cela cr\u00e9e un historique positif qui vous ouvrira ensuite la porte \u00e0 de meilleurs montants de financement.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-margin-bottom:100px;--awb-background-color:#22253d;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23031%29%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%3E%3Cpath%20d%3D%22M1321.57%20538C1357.08%20287.516%201273.7%2089.91%201127-.418L1374.18-6c65.77%20100.68-15.89%20431.512-52.61%20544zM312%20955c432.242%200%20746.77-180.667%20850-271-90.34%20157.09-176.766%20246.121-208.688%20271H312z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1344.5%20427c0-252.4-212.67-390.833-319-428.5H1373c70%2082.4%2010.17%20320-28.5%20428.5z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M839.644%20954C1138.37%20793.549%201337%20508.902%201337%20184.5c0-63.218-7.54-124.926-21.9-184.5H1920v954H839.644zm0%200C676.842%201041.44%20484.311%201092%20278%201092c-584.87%200-1059-406.302-1059-907.5S-306.87-723%20278-723c511.098%200%20937.63%20310.269%201037.1%20723H0v954h839.644z%22%20fill%3D%22rgba%2861%2C67%2C109%2C1%29%22%20fill-opacity%3D%22.5%22%2F%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1011.55%20954C1221.42%20793.95%201353%20564.007%201353%20308.5c0-108.584-23.76-212.552-67.2-308.5H1920v954h-908.45zm0%200c-187.291%20142.83-436.933%20230-711.05%20230C-280.78%201184-752%20792.025-752%20308.5S-280.78-567%20300.5-567c450.743%200%20835.31%20235.692%20985.3%20567H0v954h1011.55z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23031%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(-1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:100px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-text-color:#ffffff;--awb-margin-bottom:20px;--awb-font-size:30px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;letter-spacing:-0.015em;text-transform:none;--fontSize:30;line-height:1.2;\"><h5 data-section-id=\"18zyk5c\" data-start=\"2769\" data-end=\"2831\">Apr\u00e8s 6 mois de bon cr\u00e9dit, viser un pr\u00eat r\u00e9aliste<\/h5><\/h5><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.pretautoquebec.ca\/pret-auto-quebec__trashed\/joindre-pret-auto-quebec\/\"><span class=\"fusion-button-text\">OBTENIR MON V\u00c9HICULE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:-40px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);--awb-filter:saturate(100%);--awb-filter-transition:filter 0.3s ease;--awb-filter-hover:saturate(0%);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"500\" height=\"500\" alt=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\" title=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\" src=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-11.png\" class=\"img-responsive wp-image-293351\" srcset=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-11-200x200.png 200w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-11-400x400.png 400w, https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-11.png 500w\" sizes=\"(max-width: 640px) 100vw, 500px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:100px;--awb-padding-bottom:100px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11\" style=\"--awb-font-size:17px;--awb-line-height:1.8;--awb-letter-spacing:-0.015em;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#22253d;--awb-margin-top:10px;--awb-text-font-family:&quot;Mulish&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p data-start=\"3291\" data-end=\"3414\">Apr\u00e8s environ 6 mois de bonne gestion de votre cr\u00e9dit, il devient souvent possible d\u2019obtenir un financement automobile.<\/p>\n<p data-start=\"3416\" data-end=\"3430\">Si vous avez :<\/p>\n<ul data-start=\"3431\" data-end=\"3546\">\n<li data-section-id=\"b3imh1\" data-start=\"3431\" data-end=\"3476\">Utilis\u00e9 votre carte de cr\u00e9dit r\u00e9guli\u00e8rement<\/li>\n<li data-section-id=\"116hm9k\" data-start=\"3477\" data-end=\"3505\">Pay\u00e9 vos soldes rapidement<\/li>\n<li data-section-id=\"1vjumq5\" data-start=\"3506\" data-end=\"3546\">Maintenu un bon comportement financier<\/li>\n<\/ul>\n<p data-start=\"3548\" data-end=\"3697\">Vous aurez probablement la capacit\u00e9 d\u2019emprunter pour un v\u00e9hicule d\u2019une valeur d\u2019environ 20 000 $ \u00e0 30 000 $, selon votre revenu et votre dossier.<\/p>\n<p data-start=\"3699\" data-end=\"3827\">Il est important de commencer avec un montant raisonnable afin de respecter votre budget et continuer \u00e0 b\u00e2tir un bon historique.<\/p>\n<p data-start=\"3829\" data-end=\"3865\">Avec le temps, cela vous permettra :<\/p>\n<ul data-start=\"3866\" data-end=\"3992\">\n<li data-section-id=\"z85xcq\" data-start=\"3866\" data-end=\"3904\">D\u2019acc\u00e9der \u00e0 des montants plus \u00e9lev\u00e9s<\/li>\n<li data-section-id=\"yo5jj2\" data-start=\"3905\" data-end=\"3944\">D\u2019obtenir de meilleurs taux d\u2019int\u00e9r\u00eat<\/li>\n<li data-section-id=\"qy7xkd\" data-start=\"3945\" data-end=\"3992\">D\u2019am\u00e9liorer votre dossier de cr\u00e9dit au Qu\u00e9bec<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:120px;--awb-margin-top:120px;--awb-background-color:#00559b;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_75_23004%29%22%20fill%3D%22rgba%2838%2C70%2C83%2C1%29%22%3E%3Cpath%20d%3D%22M2351.91%20237.689l-852.66-492.288-412.33%20714.165%20852.67%20492.288%20412.32-714.165zM1936.18%20957.764l-852.67-492.287-54.86%2095.015%20852.67%20492.288%2054.86-95.016zM1874.49%201064.6l-852.66-492.286-46.452%2080.454%20852.672%20492.292%2046.44-80.46zM1814.38%201168.72L961.712%20676.436l-30.743%2053.248%20852.671%20492.286%2030.74-53.25zM1763.15%201257.46L910.479%20765.174%20889.507%20801.5l852.663%20492.29%2020.98-36.33zM1714.85%201341.11L862.185%20848.824l-16.461%2028.51%20852.666%20492.286%2016.46-28.51zM1664.23%201428.78L811.568%20936.496l-10.796%2018.698%20852.668%20492.286%2010.79-18.7zM1612.45%201518.47l-852.666-492.28-6.215%2010.76%20852.671%20492.29%206.21-10.77zM1558.42%201612.05l-852.663-492.28-2.599%204.5%20852.662%20492.29%202.6-4.51z%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_75_23004%22%3E%3Cpath%20fill%3D%22%23fff%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.25 ;transform: scale(-1, -1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:20px;--awb-padding-left-medium:30px;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-six\" style=\"--awb-text-color:#ffffff;--awb-font-size:45px;\"><h6 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:45;line-height:0.67;\"><h6>Obtenez votre cr\u00e9dit auto maintenant<\/h6><\/h6><\/div><div class=\"fusion-text fusion-text-12\" style=\"--awb-font-size:18px;--awb-line-height:1.6;--awb-letter-spacing:0px;--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:#ffffff;--awb-text-font-family:&quot;Montserrat&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-awfvm-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-awfvm-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-19\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"dd1eb7cb-0083-4215-9c53-c6ccd381cc60\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>Collaborant avec plus de 18 institutions financi\u00e8res partenaires, nous sommes les experts en financement automobile au Qu\u00e9bec. Notre inventaire compte plus de 1000 v\u00e9hicules d&rsquo;occasion pour satisfaire vos exigences. Nous proposons des solutions de financement pour la 1re, 2e, 3e et 4e chance au cr\u00e9dit, avec la possibilit\u00e9 de recourir \u00e0 un pr\u00eateur priv\u00e9.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-six\" style=\"--awb-text-color:#ffffff;--awb-font-size:30px;\"><h6 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:30;line-height:1;\">Nous pouvons vous aider.<\/h6><\/div><ul style=\"--awb-textcolor:#ffffff;--awb-line-height:34px;--awb-icon-width:34px;--awb-icon-height:34px;--awb-icon-margin:14px;--awb-content-margin:48px;--awb-circlecolor:#38b6ff;--awb-circle-yes-font-size:17.6px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Mauvais cr\u00e9dit et retards de paiements.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Proposition et faillite.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Remise volontaire et saisie.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-giymb-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-giymb-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-31\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093; group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-&#091;calc(100%-115px)&#093; agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-&#091;20px&#093; text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"eb532479-85f7-4e71-89e5-2075120b7f0f\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>Refus\u00e9 \u00e0 de nombreuses reprises.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon fa-check fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Etc.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-social-links fusion-social-links-1\" style=\"--awb-margin-top:30px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-box-border-top:0px;--awb-box-border-right:0px;--awb-box-border-bottom:0px;--awb-box-border-left:0px;--awb-icon-colors-hover:#ffffff;--awb-box-colors-hover:#ff7452;--awb-box-border-color:#00559b;--awb-box-border-color-hover:#ff7452;\"><div class=\"fusion-social-networks boxed-icons color-type-custom\"><div class=\"fusion-social-networks-wrapper\"><a class=\"fusion-social-network-icon fusion-tooltip fusion-facebook awb-icon-facebook\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Facebook\" data-toggle=\"tooltip\" title=\"Facebook\" aria-label=\"facebook\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.facebook.com\/profile.php?id=100090182529600\"><\/a><a class=\"fusion-social-network-icon fusion-tooltip fusion-twitter awb-icon-twitter\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Twitter\" data-toggle=\"tooltip\" title=\"Twitter\" aria-label=\"twitter\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/twitter.com\/PretAutoQuebec\"><\/a><a class=\"fusion-social-network-icon fusion-tooltip fusion-instagram awb-icon-instagram\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Instagram\" data-toggle=\"tooltip\" title=\"Instagram\" aria-label=\"instagram\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.instagram.com\/pretautoquebec\/\"><\/a><a class=\"fusion-social-network-icon fusion-tooltip fusion-tiktok awb-icon-tiktok\" style=\"color:#38b6ff;font-size:18px;width:18px;background-color:#00559b;border-color:#00559b;border-radius:0px;\" data-placement=\"top\" data-title=\"Tiktok\" data-toggle=\"tooltip\" title=\"Tiktok\" aria-label=\"tiktok\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.tiktok.com\/@pretautoquebec\"><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-right-medium:30px;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-3779 has-icon-alignment\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-tooltip-text-color:#ffffff;--awb-tooltip-background-color:#333333;--awb-form-input-height:60px;--awb-form-bg-color:rgba(255,255,255,0);--awb-form-select-bg:var(--awb-color8);--awb-form-font-size:18px;--awb-form-placeholder-color:#d8d8d8;--awb-form-text-color:#ffffff;--awb-form-label-color:#ffffff;--awb-form-border-width-top:0px;--awb-form-border-width-right:0px;--awb-form-border-width-left:0px;--awb-form-border-color:rgba(255,255,255,0.5);--awb-form-focus-border-color:hsla(0,100%,71%,1);--awb-form-focus-border-hover-color:rgba(255,107,107,0.5);--awb-form-border-radius:0px;--awb-icon-alignment-top:0px;--awb-icon-alignment-bottom:1px;--awb-icon-alignment-font-size:18px;\" data-form-id=\"3779\" data-config=\"{&quot;form_id&quot;:&quot;3779&quot;,&quot;form_post_id&quot;:&quot;3779&quot;,&quot;post_id&quot;:293347,&quot;form_type&quot;:&quot;ajax&quot;,&quot;confirmation_type&quot;:&quot;message&quot;,&quot;redirect_url&quot;:&quot;&quot;,&quot;field_labels&quot;:{&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_logics&quot;:{&quot;notice_2&quot;:&quot;&quot;,&quot;Nom&quot;:&quot;&quot;,&quot;E-mail&quot;:&quot;&quot;,&quot;Phone&quot;:&quot;&quot;,&quot;Besoin&quot;:&quot;&quot;,&quot;Message&quot;:&quot;&quot;,&quot;&quot;:&quot;&quot;},&quot;field_types&quot;:{&quot;notice_2&quot;:&quot;notice&quot;,&quot;Nom&quot;:&quot;text&quot;,&quot;E-mail&quot;:&quot;text&quot;,&quot;Phone&quot;:&quot;text&quot;,&quot;Besoin&quot;:&quot;select&quot;,&quot;Message&quot;:&quot;textarea&quot;,&quot;&quot;:&quot;consent&quot;,&quot;submit_2&quot;:&quot;submit&quot;},&quot;nonce_method&quot;:&quot;ajax&quot;}\"><form action=\"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/\" method=\"post\" class=\"fusion-form fusion-form-3779\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:rgba(56,182,255,0.39);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-color:rgba(16,83,239,0);--awb-bg-color-hover:rgba(16,83,239,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"form-submission-notices data-notice_2\" id=\"fusion-notices-2\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Nous avons re\u00e7u votre message et prendrons contact avec vous prochainement. Merci.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error awb-alert-native-link-color alert-dismissable awb-alert-close-boxed alert-shadow\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"awb-icon-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Une erreur s'est produite lors de la tentative d'envoi de votre message. Veuillez r\u00e9essayer ult\u00e9rieurement.<\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-user fas\"><\/i><input type=\"text\" name=\"Nom\" id=\"Nom\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Nom complet*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-at fas\"><\/i><input type=\"text\" name=\"E-mail\" id=\"E-mail\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Courriel*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\"awb-form-icon fa-phone-alt fas\"><\/i><input type=\"text\" name=\"Phone\" id=\"Phone\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"T\u00e9l\u00e9phone*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><\/div><div class=\"fusion-form-field fusion-form-select-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-concierge-bell fas\"><\/i><div class=\"fusion-select-wrapper\"><select tabindex=\"\" id=\"Besoin\" name=\"Besoin\" class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" data-holds-private-data=\"false\"><option value=\"\" disabled selected>Votre besoin<\/option><option value=\"Acheter un v\u00e9hicule en inventaire\" >Acheter un v\u00e9hicule en inventaire<\/option><option value=\"Pr\u00eat auto bon cr\u00e9dit\" >Pr\u00eat auto bon cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 2e chance au cr\u00e9dit\" >Pr\u00eat auto 2e chance au cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 3e chance au cr\u00e9dit\" >Pr\u00eat auto 3e chance au cr\u00e9dit<\/option><option value=\"Pr\u00eat auto 4e chance au cr\u00e9dit\" >Pr\u00eat auto 4e chance au cr\u00e9dit<\/option><option value=\"Pr\u00eat auto pour l'achat de v\u00e9hicule entre particuliers\" >Pr\u00eat auto pour l'achat de v\u00e9hicule entre particuliers<\/option><option value=\"Autre\" >Autre<\/option><\/select><div class=\"select-arrow\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> <path d=\"M1.5 1.75L6 6.25L10.5 1.75\" stroke=\"#6D6D6D\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/> <\/svg><\/div><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-textarea-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div class=\"fusion-form-input-with-icon\"><i class=\" fa-comment-alt fas\"><\/i><textarea cols=\"40\"  minlength=\"0\"  rows=\"4\" tabindex=\"\" id=\"Message\" name=\"Message\" class=\"fusion-form-input\" placeholder=\"Message\" data-holds-private-data=\"false\"><\/textarea><\/div><\/div><div class=\"fusion-form-field fusion-form-consent-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><p><p style=\"color: white ;\">\nPar la pr\u00e9sente, en soumettant cette demande, je confirme avoir pris connaissance de la \n<a href=\"https:\/\/www.pretautoquebec.ca\/politique-de-confidentialite\/\" target=\"_blank\" style=\"color: white; text-decoration: underline;\">\npolitique de confidentialit\u00e9\n<\/a> et j\u2019accepte que <strong>Pr\u00eat Auto Qu\u00e9bec et son \u00e9quipe<\/strong> puissent me contacter afin de traiter ma demande et me fournir des informations concernant leurs services.\n<\/p><\/p><input name=\"\" type=\"hidden\" value=\"1\"\/><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" style=\"\" data-form-id=\"3779\"><div ><button type=\"submit\" class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-6 fusion-button-default-span  form-form-submit button-default\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:var(--awb-color1);--button_border_hover_color:var(--awb-color1);--button_gradient_top_color:#38b6ff;--button_gradient_bottom_color:#38b6ff;--button_gradient_top_color_hover:#00559b;--button_gradient_bottom_color_hover:#00559b;\" data-form-number=\"3779\" tabindex=\"\"><span class=\"fusion-button-text\">Envoyer <\/span><\/button><\/div><\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":293348,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[438],"tags":[10166,10164,10165],"class_list":["post-293347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pret-auto","tag-bien-preparer-son-credit-automobile-comme-nouvel-arrivant","tag-bien-preparer-son-financement-automobile-comme-nouvel-arrivant","tag-bien-preparer-son-pret-automobile-comme-nouvel-arrivant"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bien pr\u00e9parer son financement automobile comme nouvel arrivant - PR\u00caT AUTO QU\u00c9BEC<\/title>\n<meta name=\"description\" content=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\" \/>\n<meta property=\"og:description\" content=\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/\" \/>\n<meta property=\"og:site_name\" content=\"PR\u00caT AUTO QU\u00c9BEC\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100090182529600\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-29T16:19:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-29T16:20:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-1024x1024.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"PAQ\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@PretAutoQuebec\" \/>\n<meta name=\"twitter:site\" content=\"@PretAutoQuebec\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PAQ\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/\"},\"author\":{\"name\":\"PAQ\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#\\\/schema\\\/person\\\/e090560708a7b8af7eb0c4e6099dc59d\"},\"headline\":\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\",\"datePublished\":\"2026-04-29T16:19:06+00:00\",\"dateModified\":\"2026-04-29T16:20:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/\"},\"wordCount\":13333,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Add-a-heading-8-2.png\",\"keywords\":[\"Bien pr\u00e9parer son cr\u00e9dit automobile comme nouvel arrivant\",\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\",\"Bien pr\u00e9parer son pr\u00eat automobile comme nouvel arrivant\"],\"articleSection\":[\"Pr\u00eat auto\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#respond\"]}],\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/en\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/\",\"url\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/\",\"name\":\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant - PR\u00caT AUTO QU\u00c9BEC\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Add-a-heading-8-2.png\",\"datePublished\":\"2026-04-29T16:19:06+00:00\",\"dateModified\":\"2026-04-29T16:20:17+00:00\",\"description\":\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Add-a-heading-8-2.png\",\"contentUrl\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Add-a-heading-8-2.png\",\"width\":1500,\"height\":1500,\"caption\":\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bien pr\u00e9parer son financement automobile comme nouvel arrivant\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#website\",\"url\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/\",\"name\":\"Pr\u00eat Auto Qu\u00e9bec\",\"description\":\"Sp\u00e9cialiste en pr\u00eat auto 1re, 2e, 3e et 4e chance au cr\u00e9dit. Financement maison auto disponible.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#organization\"},\"alternateName\":\"Pr\u00eat Auto \u00c0 Qu\u00e9bec\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":[\"Organization\",\"Place\",\"FinancialService\"],\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#organization\",\"name\":\"Pr\u00eat Auto Qu\u00e9bec\",\"alternateName\":\"Pr\u00eat Auto \u00c0 Qu\u00e9bec\",\"url\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/\",\"logo\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#local-main-organization-logo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/profile.php?id=100090182529600\",\"https:\\\/\\\/x.com\\\/PretAutoQuebec\",\"https:\\\/\\\/www.instagram.com\\\/pretautoquebec\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC8a9dOlzqTmZd-wH0r8Wh5g\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/pr\u00eat-auto-qu\u00e9bec-bbbb1b265\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@pretautoquebecofficiel\",\"https:\\\/\\\/ca.pinterest.com\\\/PretAutoQuebec\\\/\"],\"address\":{\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#local-main-place-address\"},\"geo\":{\"@type\":\"GeoCoordinates\",\"latitude\":\"46.7678123\",\"longitude\":\"-71.2888076\"},\"telephone\":[\"877-338-8113\"],\"contactPoint\":{\"@type\":\"ContactPoint\",\"telephone\":\"877-338-8113\",\"email\":\"info@www.pretautoquebec.ca\"},\"openingHoursSpecification\":{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\",\"Saturday\",\"Sunday\"],\"opens\":\"00:00\",\"closes\":\"23:59\"},\"email\":\"info@pretautoquebec.ca\",\"areaServed\":\"Quebec\",\"priceRange\":\"$\",\"currenciesAccepted\":\"CAD\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/#\\\/schema\\\/person\\\/e090560708a7b8af7eb0c4e6099dc59d\",\"name\":\"PAQ\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9573cb5cecfc2d3a03da9ae334964a0b62491c18125c555e7316d5be97f489b3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9573cb5cecfc2d3a03da9ae334964a0b62491c18125c555e7316d5be97f489b3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9573cb5cecfc2d3a03da9ae334964a0b62491c18125c555e7316d5be97f489b3?s=96&d=mm&r=g\",\"caption\":\"PAQ\"},\"sameAs\":[\"https:\\\/\\\/pretautoquebec.ca\"],\"url\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/en\\\/author\\\/alexishm\\\/\"},{\"@type\":\"PostalAddress\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#local-main-place-address\",\"streetAddress\":\"2828 Boulevard Laurier\",\"addressLocality\":\"Quebec\",\"postalCode\":\"G1V 2M1\",\"addressRegion\":\"Quebec\",\"addressCountry\":\"CA\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\\\/#local-main-organization-logo\",\"url\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/customcolor_icon_customcolor_background.png\",\"contentUrl\":\"https:\\\/\\\/www.pretautoquebec.ca\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/customcolor_icon_customcolor_background.png\",\"width\":1200,\"height\":867,\"caption\":\"Pr\u00eat Auto Qu\u00e9bec\"}]}<\/script>\n<meta name=\"geo.placename\" content=\"Quebec\" \/>\n<meta name=\"geo.position\" content=\"46.7678123;-71.2888076\" \/>\n<meta name=\"geo.region\" content=\"Canada\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant - PR\u00caT AUTO QU\u00c9BEC","description":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/","og_locale":"en_US","og_type":"article","og_title":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant","og_description":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.","og_url":"https:\/\/www.pretautoquebec.ca\/en\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/","og_site_name":"PR\u00caT AUTO QU\u00c9BEC","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100090182529600","article_published_time":"2026-04-29T16:19:06+00:00","article_modified_time":"2026-04-29T16:20:17+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2-1024x1024.png","type":"image\/png"}],"author":"PAQ","twitter_card":"summary_large_image","twitter_creator":"@PretAutoQuebec","twitter_site":"@PretAutoQuebec","twitter_misc":{"Written by":"PAQ","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#article","isPartOf":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/"},"author":{"name":"PAQ","@id":"https:\/\/www.pretautoquebec.ca\/#\/schema\/person\/e090560708a7b8af7eb0c4e6099dc59d"},"headline":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant","datePublished":"2026-04-29T16:19:06+00:00","dateModified":"2026-04-29T16:20:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/"},"wordCount":13333,"commentCount":0,"publisher":{"@id":"https:\/\/www.pretautoquebec.ca\/#organization"},"image":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png","keywords":["Bien pr\u00e9parer son cr\u00e9dit automobile comme nouvel arrivant","Bien pr\u00e9parer son financement automobile comme nouvel arrivant","Bien pr\u00e9parer son pr\u00eat automobile comme nouvel arrivant"],"articleSection":["Pr\u00eat auto"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#respond"]}],"copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.pretautoquebec.ca\/en\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/","url":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/","name":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant - PR\u00caT AUTO QU\u00c9BEC","isPartOf":{"@id":"https:\/\/www.pretautoquebec.ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#primaryimage"},"image":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png","datePublished":"2026-04-29T16:19:06+00:00","dateModified":"2026-04-29T16:20:17+00:00","description":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant. Obtenez votre financement auto en 1re, 2e, 3e ou 4e chance au cr\u00e9dit.","breadcrumb":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#primaryimage","url":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png","contentUrl":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2026\/04\/Add-a-heading-8-2.png","width":1500,"height":1500,"caption":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.pretautoquebec.ca\/"},{"@type":"ListItem","position":2,"name":"Bien pr\u00e9parer son financement automobile comme nouvel arrivant"}]},{"@type":"WebSite","@id":"https:\/\/www.pretautoquebec.ca\/#website","url":"https:\/\/www.pretautoquebec.ca\/","name":"Quebec Auto Loan","description":"Specialist in 1st, 2nd, 3rd and 4th chance auto loans. Home auto financing available.","publisher":{"@id":"https:\/\/www.pretautoquebec.ca\/#organization"},"alternateName":"Pr\u00eat Auto \u00c0 Qu\u00e9bec","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pretautoquebec.ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":["Organization","Place","FinancialService"],"@id":"https:\/\/www.pretautoquebec.ca\/#organization","name":"Quebec Auto Loan","alternateName":"Pr\u00eat Auto \u00c0 Qu\u00e9bec","url":"https:\/\/www.pretautoquebec.ca\/","logo":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#local-main-organization-logo"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=100090182529600","https:\/\/x.com\/PretAutoQuebec","https:\/\/www.instagram.com\/pretautoquebec\/","https:\/\/www.youtube.com\/channel\/UC8a9dOlzqTmZd-wH0r8Wh5g","https:\/\/www.linkedin.com\/in\/pr\u00eat-auto-qu\u00e9bec-bbbb1b265\/","https:\/\/www.tiktok.com\/@pretautoquebecofficiel","https:\/\/ca.pinterest.com\/PretAutoQuebec\/"],"address":{"@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#local-main-place-address"},"geo":{"@type":"GeoCoordinates","latitude":"46.7678123","longitude":"-71.2888076"},"telephone":["877-338-8113"],"contactPoint":{"@type":"ContactPoint","telephone":"877-338-8113","email":"info@www.pretautoquebec.ca"},"openingHoursSpecification":{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"00:00","closes":"23:59"},"email":"info@pretautoquebec.ca","areaServed":"Quebec","priceRange":"$","currenciesAccepted":"CAD"},{"@type":"Person","@id":"https:\/\/www.pretautoquebec.ca\/#\/schema\/person\/e090560708a7b8af7eb0c4e6099dc59d","name":"PAQ","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/9573cb5cecfc2d3a03da9ae334964a0b62491c18125c555e7316d5be97f489b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9573cb5cecfc2d3a03da9ae334964a0b62491c18125c555e7316d5be97f489b3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9573cb5cecfc2d3a03da9ae334964a0b62491c18125c555e7316d5be97f489b3?s=96&d=mm&r=g","caption":"PAQ"},"sameAs":["https:\/\/pretautoquebec.ca"],"url":"https:\/\/www.pretautoquebec.ca\/en\/author\/alexishm\/"},{"@type":"PostalAddress","@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#local-main-place-address","streetAddress":"2828 Boulevard Laurier","addressLocality":"Quebec","postalCode":"G1V 2M1","addressRegion":"Quebec","addressCountry":"CA"},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/www.pretautoquebec.ca\/bien-preparer-son-financement-automobile-comme-nouvel-arrivant\/#local-main-organization-logo","url":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2025\/02\/customcolor_icon_customcolor_background.png","contentUrl":"https:\/\/www.pretautoquebec.ca\/wp-content\/uploads\/2025\/02\/customcolor_icon_customcolor_background.png","width":1200,"height":867,"caption":"Pr\u00eat Auto Qu\u00e9bec"}]},"geo.placename":"Quebec","geo.position":{"lat":"46.7678123","long":"-71.2888076"},"geo.region":"Canada"},"_links":{"self":[{"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/posts\/293347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/comments?post=293347"}],"version-history":[{"count":3,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/posts\/293347\/revisions"}],"predecessor-version":[{"id":293354,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/posts\/293347\/revisions\/293354"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/media\/293348"}],"wp:attachment":[{"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/media?parent=293347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/categories?post=293347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pretautoquebec.ca\/en\/wp-json\/wp\/v2\/tags?post=293347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}